The Happiness Fund.

savingwannabe

hi Riot that's the case in this one which is why they are accepting new patients. I hope i can get a place. I have done plenty of work.

For the first time since Sept i am taking part of Sunday off. I been spray painting a jewellery stand that i am giving as a present. I have also ordered another extra present for £7.10. 

MovingForwards

Take regular breaks and time off, can't have you burning out.
You're getting the gifts sorted out easier this year.

savingwannabe

17 working days till the next payday and then it is nearly Christmas, I cant wait. The days are getting darker but it just means we are closer to the next hols. Lol. 

MovingForwards

I think you need to get your tree up soon, bring coloured light into your lounge and feel uplifted by the sparklies.

Skint_yet_Again

You must be super busy SW as you usually have your tree up by now. November is the last payday before Christmas so I’d better get a move on I haven’t bought any presents yet! 

savingwannabe

Indeedy Henry isnt up yet. I might put him up this weekend. I went to my vaccine centre but they could not fit me in, i will try again in a  few weeks when i next finish early. I spent £10 xmas wrapping for just two friends, omg so expensive just for two boxes and crepe paper!!! I am just counting the weekdays till payday. 

This sounds crazy but i am so tempted to buy lottery scratchcards to win some money. Is that stupid? 

MovingForwards

Do it, he's probably lonely and thought you've forgotten about him! 
Ouch, that is expensive. I did the 3 for 2 at T when getting my wrapping material this year, same with the cards.

I don't think it's stupid what you're thinking and I can honestly understand why you're thinking it. How would you feel spending however much and not winning anything? 

savingwannabe

I'm still tempted. I think it is because i have been watching an American Programme called 'My Lottery Dream Home'.  lol

I spoke to a colleague they will retire in two years and their pension is miniscule.  I have a bit of time to work on mine. 

MovingForwards

Have you worked out how much your outgoings are, less mortgage and work related costs? You may not need as much money as you think.

If you do buy a card, or two, don't let it become a habit.

Skint_yet_Again

SW how about buying some premium bonds instead ? There seem to be quite a few people on MSE winning and you keep the capital ? Also if you haven’t got an emergency fund maybe you could put a small amount aside each month in a separate account ? At least you will have some funds should an emergency arise.