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The Happiness Fund.

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Comments

  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Today i have lessons to write and I must dye my hair. It is raining badly outside and i have to change the clocks. I couldnt sleep. 
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,456 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 31 October 2021 at 8:51AM
    Hope your lessons don’t take all of your day. It is raining here too. Maybe it will brighten up later. I put my clocks back before I went to bed but I still woke early too 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • longway2go
    longway2go Posts: 1,006 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sounds like things are going well atm. Not great that you couldn't sleep but hopefully it will mean you can get your lesson planning done early and enjoy the rest of your day. 

    Happy Halloween 
     
    Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Maybe have your dye setting while writing lessons. Hope you've not worked all day.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    lol yes from 9-8.30pm. Normal for new subjects in a new place. 
    Aiming for a minimal spend 2022
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 6 November 2021 at 9:28PM
    I havent spent any money this week my necklaces have arrived. I have £100 for fun this month and £120 for food. I will not overspend.

    I had to go into work this morning and came back quite tired. Now I am  trying to write lessons for next week.  My parents have come down and are doing housework around me whilst i am working to help me out. Roll on next year when i shant have as much prep.   

    I will catch up on everyone's diaries but it might take a while. Hope everyone is ok.
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,456 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Fun and food budgets sounds good SW. So glad your parents have come to stay and help you. It’s lovely that they can look after you while you write lessons. Hope you get to spend some time with them too 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    I wondered how you were getting the parental curry! I'm pleased they're back down again for a visit.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    I feel so cheered up. Also i am trying to whizz through work and have managed to find a dentist (not been for 4 years!) I think and I am also hoping i can have my booster jab this week too. The sun is shining and i feel happy. I wish they moved in with me. 
    Aiming for a minimal spend 2022
  • riotlady
    riotlady Posts: 442 Forumite
    Sixth Anniversary 100 Posts Name Dropper Photogenic
    Ahh so glad you’re feeling happy :) and well done on the dentist, it’s mad trying to get in somewhere these days! I’ve been kicked out of mine because I haven’t been for over two years… I did point out that they’d mostly been closed for non-emergencies for the past 18 months but they weren’t having it
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