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The Happiness Fund.
Comments
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I've just realised I lived on £40 cash last month but I did buy quite a few sale items on my credit card. It shows I can avoid spending money.
My friends want to go for meals with me and I am going to have to have drinks instead if I wish to continue to save a minimum of £500 a month. That never goes down well.Aiming for a minimal spend 20220 -
I've just realised I lived on £40 cash last month but I did buy quite a few sale items on my credit card. It shows I can avoid spending money if I put my mind to it.
Many of my well off friends want to go for meals with me and I wish to continue to save a minimum of £500 a month. That never goes down well with them and I am celebrating a birthday with them next week. I have £20 in my xmas fund that I will use for her present though. I will just have coffee though rather than a meal.Aiming for a minimal spend 20220 -
Glad to hear Steve is off the ventilator and coming round enough to talk. All sounding v positive.
Sometimes to save money I just have a starter and ask them to bring it out with the main meals. I also ask for free tap water. The coffee can be as expensive as a starter in some places !0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
Thank you.
I will try to stick with whatever is cheapest. They just love socialising over restaurant meals and I don't have the same mindset. I wish they were MSE.Aiming for a minimal spend 20220 -
Poor Steve, hope he's up and about soon SW!"You won't bloom until you're planted" - Graffiti spotted in Newcastle.
Always try to be nice, but never fail to be kind - Doctor Who
Total mortgage overpayments 2017 - 2024 - £8945.62!0 -
Oh gosh savingwannabe, I hope Steve recovers quickly and gets home soon. At least he's off the ventilator now! Have you thought about suggesting you each hosting dinner? Some of my friends and I do that. Whoever is hosting cooks the dinner, then the guests bring wine and dessert (agreed in advance as to who is bringing what). Makes it much much cheaper, and you can actually spend more time together as you don't have any sensation of being gently ushered out of the door by the waiting staff!MFW2023 challenge #99: £1090.11 / £1,000 MFiT-T6 (Jan 2022 - Jan 2025) challenge #99: Reduce mortgage to £400,000. Current balance = £413,551.19 Initial MF date (23rd Aug 2022): Sep 2051 Current MF date: Jul 2051 Last updated: 15/06/20230
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He's getting better and better. I am so chuffed. He is starting to talk which is lovely. Hooray.
Work was the same as usual. Sh)te. Glad to be home. Payday tomorrow night. Cant wait.Aiming for a minimal spend 20220 -
We are going to see Steve today. Ive done a little tidying and am taking some marking with me which I can do in the canteen of the hospital.Aiming for a minimal spend 20220
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That's such amazing news chick, I'm so so so happy for you! I can't even imagine how you've been getting through this time. You seem like a very strong lady!MFW2023 challenge #99: £1090.11 / £1,000 MFiT-T6 (Jan 2022 - Jan 2025) challenge #99: Reduce mortgage to £400,000. Current balance = £413,551.19 Initial MF date (23rd Aug 2022): Sep 2051 Current MF date: Jul 2051 Last updated: 15/06/20230
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I'm ok. I'm worried about how Andy is coping. At the moment he is as unflappable and coping with it all as usual. Luckily Susan is v kindly moving in with me for a few weeks to make sure they can visit Steve everyday to encourage him in his recovery. I will be going at weekends.
We just want Steve to make a recovery and treasure him as he is such a star. I can't imagine life without him. And it was so close.:A
Work was ok. I spent £1.25 on fizzy pop to stay awake as we came back from hospital really late last night. I must stop buying crap.
Payday is here. So glad. I will be paying a massive credit card bill from xmas. Then I am on a No Ebay Month.:eek::eek::eek: So far last month I saved only £250 as I used some of the rent money for my massive credit card bill..
I have only about £232 for food and fun this month after all bills are paid I think.Aiming for a minimal spend 20220
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