We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Happiness Fund.
Comments
-
Sugars were bad last night. I realised today at work that the syringe was not working and I hadn't been injecting one of the types of insulin at all for 3 days. lol. I'm slowly starting to normalise my levels now.
I spent £4.00 on food at work!!!!! It was left over in my purse. I deserved it.:) or maybe not.
I'm hoping to chill and mark this weekend although the handyman should be coming too.Aiming for a minimal spend 20220 -
Ive done some marking and will carry on tomorrow but I have rested like crazy too.
I tried to fill in the new bank offer but the screen crashed and I can't seem to log on. I'm going for the basic account too as I don't earn enough for a posh one.Aiming for a minimal spend 20220 -
So far I have had a massive lie in and ive done admin things.
The bank resent an email to me saying did I wish to continue with my application. I have filled it in. I should receive £125 in April thanks to MSE and Skint Yet Again or Skinty as we have renamed her.
I have also cancelled my Norton Internet renewal as that was going to cost £50!!!! I am sure I can get a cheaper one. I haven't looked yet though.
I did some work and now am chilling. I'm trying to think of ideas to make money that wont exhaust me.Aiming for a minimal spend 20220 -
I have asked for my account to be switched in February. I spent £2 at work today on drinks. I am vvv tired. I don't know why. It was a long day at work.
I have plenty of marking to do on my day off but I appear to be making progress.Aiming for a minimal spend 20220 -
Make sure you are looking after yourself SW, you don't want to get run down and ill too. I am switching bank on 19 jan so 2 salaries will go in by the deadline which I think is 16 March as I get paid less than £1500 a month. You should be ok according to your soa on your level of sałary if you pay the rent in too. Thankfully we don't need to pay £1500 in every month or I wouldn't have been able to switch0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
Ive gone for the basic account same as you as my lodger's money goes into my mortgage account.
One of my friends has visited, I've tidied some drawers in my bedroom and vacuumed. Now I'm resting and then I'm going to do some marking but I shant kill myself after all it's my day off.Aiming for a minimal spend 20220 -
Even with the basic select account there are conditions we have to pay in £1500 and log into online banking by 16 march as I understand it, but we don't have to pay in £1500 a month after that.
https://beta.natwest.com/personal/current-accounts/select_account.html#switchoffer
I asked natwest and they said my salary at end of jan and end of feb would count for the £1500 needed for the bonus.
https://beta.natwest.com/content/dam/natwest/personal/current-accounts/documents/Switching_Offer_Terms_2018.pdf0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
Bless you for investigating. I am sooo happy. I thought all these switching payments were at an end. This is so helpful for me. I will use their money for my insurance or my xmas fund.
I have got to be so strict now and only meet friends for tea. No more meals out as on £100 spending money I simply can't afford it. Neither can I have any more trips out to London till I have some significant savings.
The handyman has spent all afternoon fixing my John Lewis posh light. Hurrah. So happy. I am going to chill now. I can do some marking at work I hope.
Everyone I am speaking to is stressed at work and looking for another job. What on earth is going on? Is it an age thing? Will it get better? Scary times.Aiming for a minimal spend 20220 -
I was ill so didn't go to work and spent day in bed. It was a NSD. Just realised I have about £30 till the end of the month. Great. Why did I spend so much at Christmas!!!!Aiming for a minimal spend 20220
-
Sorry to hear you have been poorly you did the right thing staying in bed it was freezing out there this morning when I went to Drs. Take it easy and get well x I am sure you can make £30 last till payday think of it as a challenge lol.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.4K Work, Benefits & Business
- 599.6K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards