The Happiness Fund.

VintageHistorian

Is the £320 a month for "Groceries etc" covering more than just food? If not then that's really high! Have you considered joining the "Grocery Challenge" thread on the Old Style board for some inspiration?

Skint_yet_Again

Hi SW I see on your soa you have petrol/diesel £30 but don't drive ? Is this taxi's ? Also no buildings / contents insurance or boiler cover do you pay those on your credit card ? I cut out lots of expenses on the calculator that didn't apply to me so it might be worth checking https://www.stoozing.com

savingwannabe

Hello petals, whoops apologies for making a pig's a**** of this. I pay £120 for food (which I charge to my credit card) and that is plenty (it costs £8 to go to the supermarket each time that's why it's so high). (In the summer I try to walk to keep the costs down. I think the £320 was from when I stole Skinty's SOA).

Ive just realised I use £100 for entertainment (which I charge to my credit card) so I don't owe so much on the credit card. (433-120-100= 213 owed. I can pay this from next months wages and also some emergency savings. lol.)

The £30 for travel comes out of my food budget or my entertainment budget depending on circumstances that month.

Insurance is usually charged to my cc and paid off in one go.

I was a mathematician once. I didn't do accounting can you tell. lol.

After 3 days I have finished my second lot of marking. Several more to go. lol. I'm going to try not to spend tomorrow too and use up food in house.

savingwannabe

It's freezing cold so I put the heating on again. I'm going to have a little chill time and then I will start another load of marking.

I had the biggest lie in and it took me ages to put the work into piles. I'm taking this in tomorrow and will find some time to do some more. lol.

I watched some programmes on the tv about losing weight. Where I am going wrong is that I eat food in between meals if I stopped doing that I would be ok. New plan - do not eat between meals.

I might watch some telly t as I need cheering up.

It took me a while to decide I wanted to take a tenant in. I think I have an idea about another income stream. I don't have so much time yet but I am going to pursue this idea in the summer when i will have more time - as they say on all the blogs I need a side hustle especially now that I am supposedly part time. Just keeping this idea in the back of my head will cheer me up and get me through the next week I think.

I must also fill in my driving licence form asap. Then I can apply for other jobs.

savingwannabe

Work was ok. Noone else wanted to be there either. lol. I spent 90p on teas. It was that or freeze as it was vvv cold.

Skint_yet_Again

I'm glad to hear your first day back at work went ok. Don't blame you buying tea its freezing today !

savingwannabe

I'm so lucky, before Susan left she did my grocery shop for me it cost £29.00 from my food budget. I have a fridge full of healthy food. It's my day off and I have done two loads of washing. House is tidy. Handyman was supposed to fix my posh light but he is returning on Saturday to do it. I spent most of the day fast asleep after rubbish blood sugars. I bought a duvet set for about £9.00 from fleabay.

savingwannabe

After a massive sleep caused by high sugars, I did some marking. It's funny now sugars are stabilising this work is easy. I spent £0.90 on drinks today at work. Two weeks till rent is paid by lodger and 3 weeks till payday. Roll on paying off credit card and doing some saving!

savingwannabe

Blood sugars starting to calm down. I am being v strict with my diet. I have been sleeping ever since I finished and haven't done any prep at all. lol.

Ive just seen the new bank account offer and deffo will investigate. hurrah.

Skint_yet_Again

I'm glad to hear your sugars are settling and you are feeling better. I have switched to Natwest Select current account (which is free) thanks to seeing :money: email last night as I don't get £1500 a month for the reward account which has a small monthly fee. Hope the £125 goes through !