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The Happiness Fund.

1144145147149150438

Comments

  • It sounds like you had a very positive cheery day SW :D :xmastree:


    Good luck with the new lodger x
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 5 November 2017 at 4:36PM
    Hello my darling, I don't know what I would have done without all the kind messages my friends have been sending me. I was soo down but now I am feeling a bit better. I do need to have a change in my life and this is the first of it. I have started. I can't believe that I have put up with all the rubbish at work for so long.

    It is gorgeous outside and I have done one clothes wash and now I have a lesson to plan. I have put some curry in the slow cooker (first time ever) and have vacuumed. I had to order a charger for my karcher machine as I couldn't find it. Now I am going to plan a lesson and chill. It is gorgeous outside. I think this may be a good day.

    Omg. he came, he's moving in today. I am so happy. All is well. I will have money again.
    Aiming for a minimal spend 2022
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    I am paying in my rent money tomorrow as the tenant will be setting up a direct debit for next month. Almost all of this will go into savings and paying off the mortgage.

    It is just such a relief.
    Aiming for a minimal spend 2022
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    I paid the money into the bank, bought some healthy whoopsied food & essential things (total cost was £13 including the bus back). I am now cooking a sausage casserole.

    Then I have two lessons to write and some tidying to do. All is well.
    Aiming for a minimal spend 2022
  • You sound much happier SW I am so pleased for you. Having some financial security makes a big difference and less worry for you I hope x
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 7 November 2017 at 7:44PM
    Definitely Skint Yet Again, when I went shopping today I didn't have to worry about the cost of the bus or how much I spent on whoopsies. It is such a nice feeling. I had not realised how trapped I felt on the new lower salary - it's like being released. The key now is to make sure that the tenant stays nice. He is legal and has been added on the council tax etc.

    Please let it all work out.

    The weather is rubbish outside. Absolutely wintery and awful. :eek:
    Aiming for a minimal spend 2022
  • Kittikins
    Kittikins Posts: 5,335 Forumite
    Part of the Furniture 1,000 Posts
    Congratulations on your new lodger, Rigsby 2? Sounds like a massive weight has been taken off your shoulders, really pleased for you.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    OMG. OMG. I am so relieved. Thank you so much.

    I have done so much today. I'm now going to watch the telly.
    Aiming for a minimal spend 2022
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 11 November 2017 at 4:51PM
    I am vacuuming, mopping, cleaning bathroom, kitchen and doing two washes and then I will chill. So far I have not spent any money. I might do a food shop tomorrow.

    5 lots of work to do.
    Aiming for a minimal spend 2022
  • How's things with the new lodger SW ?
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
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