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Diary Mortgage Free Road To Change My Life

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  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    Thanks FK

    Ya i nearly bought one a week or 2 back for £250 so really happy i saved myself 150 +

    Ya i really like ebay as you can sell your stuff and use the paypal money from sales to cut chucks off the transfers out of the bank account

    Ah thats ok tho least you overpayed in aug ill try to hold off OP for a few weeks now lol

    The floors go down Next week so my office (Attic) needs to go in first so hopefully i can over all that over 1st week in Nov


    So next week i need to order the sofas and dinning tables chairs sideboards tv stands ect
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Just bought a Condenser Tumble Dryer 8kg from AO Ebay
    But you haven't answered the all important question - does it have an internal light :D?
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    gallygirl wrote: »
    But you haven't answered the all important question - does it have an internal light :D?

    Haha :p

    Well today i managed to finish off the down stairs so the floor will be fitted on Monday now

    Off sofa hunting with DS tomorrow he wont be happy haha

    i need 3 sofa 2 for living room and 1 for conservatory

    Have a nice weekend :j:j:j:j:j:j
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    Went sofa shopping today i cant get into it at all haha

    i really liked 1 leather sofa but i want 2 for the main living room and it was 1.2k each so wont be getting them lol

    really need to pick/order some tho as it may take a while to be delivered
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • Great thread , best of luck !
    (subbed ...newbie here)
    (09.07.15) £[STRIKE]178,501.43 [/STRIKE] (21.10.15) [/STRIKE]£170,810.26:)166,351
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    Thanks kaiser :]

    Nights are getting dark now grrr and clocks go back tonight grrr lol

    Couldn't decide on a sofa so going to leave it till Tuesday now

    As my MF target is 10-12 years
    Iv been looking to invest some of my money which earns at worst 0.85% into p2p as a long term and ongoing 5 years + and look at maby building on it till MF date comes around
    So hopefully it will work out over the long term

    Also got my oak floor being put down tomorrow :] so pretty excited to see it finished that is another 1.3k out of the kitty tho lol
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • Fab deals on the appliances. We bought our leather sofas from furniture village about 4 years ago but signed up for their email newsletter and deals and waited until our sofa was on a great offer. We saved £1k+
    1.7.15: £157,469.64, 10.02.16: £93,434.74
    FIT-4 #34, MFW 2016 #89 (£7350/24000)
    Target MFW Dec 2018
  • Kaiser888
    Kaiser888 Posts: 30 Forumite
    edited 25 October 2015 at 8:35PM
    Hey Lucky Wow great stuff... I dream of Oak floors ! The smell and quality .. amazing stuff . How much do you get for 1.3 K ? Like how many m2 or how many rooms?
    (09.07.15) £[STRIKE]178,501.43 [/STRIKE] (21.10.15) [/STRIKE]£170,810.26:)166,351
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    Fab deals on the appliances. We bought our leather sofas from furniture village about 4 years ago but signed up for their email newsletter and deals and waited until our sofa was on a great offer. We saved £1k+


    Funny enough i rang dfs today and they told me to by in boxing day sale haha i dont have any as its a new house so need something now
    Kaiser888 Hey Lucky Wow great stuff... I dream of Oak floors ! The smell and quality .. amazing stuff . How much do you get for 1.3 K ? Like how many m2 or how many rooms?

    It was £48 m2 square after a load of haggling i got it all in for underlay/trim/floor and fitting for £1300 for m2 this covers my hall way and living room and dining room

    to put it into perspective for you if i went for a cheap floor it would of come under 500 inc fitting but we only live once enjoy it :]
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    So i made a OP on the mortgage last night of £50 to see how it all works and make sure it goes thro ok
    Hopefully it comes off the balance soon i dunno how long it takes tho

    Also put £300 into FC will put more in this week and over the next few to come i think ill build it upto 1.5k before x-mas

    as most of my money is in current accounts/saving safe as it can be

    Also on the look out for a farmhouse table and chairs
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
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