We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Diary Mortgage Free Road To Change My Life
Comments
-
Haha - I think we could discuss insulation all day mate
Luckily our new house has a partition, the first property that I have stayed in for 7+ years that did!0 -
edinburgher wrote: »Haha - I think we could discuss insulation all day mate
Luckily our new house has a partition, the first property that I have stayed in for 7+ years that did!
Haha this is true
Oh nice mine isnt that big perfect for what i need tho and it frees up the 3rd bedroom if anyone ever needs to stay over or maby a games room haha :cool:Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
Emergency fund 23k0 -
Well i haven't heard of the solicitor about the remortgage this week :[
Attic is now fully insulated and plaster boarded ready to be plastered Sunday/Monday/Tuesday
Im having a few days off off now as iv been juggling work and the house all this week haven't stopped
Nights are closing in now to really quick i hate it when the clocks go back who ever thought that was a good idea was so wrong haha
Have a good weekend guysMortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
Emergency fund 23k0 -
Hi Lucky, I've just caught up with your diary and have to tell you how impressed I am - you're doing amazingly well, both on the renovations and the EF! Do you have a target MF date?MFW 2017 #123 2018: £1,852.64/£39,200 (4.7%)0
-
Sundaysgirl wrote: »Hi Lucky, I've just caught up with your diary and have to tell you how impressed I am - you're doing amazingly well, both on the renovations and the EF! Do you have a target MF date?
Thank you for takeing the time out to catch up :] means a lot
Mf date don't really have a date as such in mind ideally 10years or less im 28 now just turned so to be mf by 40 is the main target
As im self employed i dont have a fixed income so its hard to tell 2-3 years down the road what ill be earning/doing
the 2 year plan for now is to overpay the 10% im allowed
6700 in first year
and around 6000 in the 2nd year then i can see what i got saved where i am in 2 years time
i should ow around 50k then at this stage
Once iv furnished the house next month ill sit down tho and have a good look at things :jMortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
Emergency fund 23k0 -
Oh how exciting would it be to get to the 50k mark!!!Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535
Retirement Planning
Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,5000 -
Hi Lucky,
Thought I would drop in and say hello :wave: I love the wood floor - it looks gorgeous! I think having wooden floors always makes a room look so much warmer and real wood has such character.
Fingers crossed that the remortgage gets sorted soon as that interest rate drop will be a massive help.
You are doing amazingly well! :T Have a great rest of the weekend.
WalrusCurrent mortgage as at start of diary 14.08.15 - £245,990.00
Mortgage balance as at 04.01.20 - £123905.510 -
50k is my 2 year target first target 65k agine haha :]
Thanks walruss :] ya iv always had carpet when iv lived all my life and my hall is big enough to get away with it so may as well :]
Quick update
Started plastering the attic got big wall done and 2 roof parts / hoping to finish by Tuesday really
ebay sales for this weekend where £45
This will be used to buy some bits i need for the house but the bits that sold where in the shed doing nothing
I official only have next week to finish the paiting/glossing off before the floor comesMortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
Emergency fund 23k0 -
Hi Lucky,
Just popping in to say thanks - you've saved me a fiver - I normally buy magazines at the weekend but I've sat and read your diary instead
Well done on the house renovation - puts me to shame - I've been in a year and decorated nothing, need to get on it
Hope you hear about your mortgage this week,
sellop0 -
Hi Lil
Me too, just caught up with your diary, loving the floors, windows and loft pics, keep them coming,
You're getting there very quickly so will be finished in no time, just before the clocks go back, then it'll be time to sit with your feet up, nice and cosy, with a nice glass of something in your hand. Perfect.:beer:
Keep up the good work.Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.5K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards