Mortgage free by 2023 (!)

debtfreeoneday

True SL. I think I will move and fix. It’s worth it to get away from current supplier. 

£5 Amazon voucher in from ipsos and waiting for £5 vouchers that have been requested from monthly study and Shoppix. 

Pretty chuffed With the car insurance renewal - managed to cut cost from £201 to £118 and should get £25 cashback so £108 saved 🤞

Karmacat

Fixing to get away from a supplier you hate is worthwhile!  Peace of mind comes in all sorts of shapes and forms.  And that car insurance renewal sounds fantastic!

pennywisepoundstupid

Car insurance renewal is brilliant, well done.

debtfreeoneday

Still haven’t fixed. The week just ran away with me.  £5.33 in from prolific and all other surveys / free money totting up nicely. 

Hmmm my signature has changed back to an old one!  What’s occurring?

Suffolk_lass

debtfreeoneday said:

Still haven’t fixed. The week just ran away with me.  £5.33 in from prolific and all other surveys / free money totting up nicely. 

Hmmm my signature has changed back to an old one!  What’s occurring?

Not sure what happened but loads of us went back to March signatures. It's a good job many f us use a spreadsheet to keep our main records and update on here to be accountable but a few people lost their running totals

debtfreeoneday

In that period of the month when nothing really happens money wise. 

£14.22 in from prolific and I’ve £23 waiting to clear in there though most of that is a £15 survey that I’m still doing daily for a few more days. 

We are looking at getting solar panels and air source heating put in. Still just making final decisions.  Still haven’t fixed energy as everywhere I look it’s well above 35-40% over. Current supplier DD, not that I want to stay with them would rise from £152 to £307 which is just crazy!  They have emailed this week to say monthly DD is rising £20 but I put away more than that so it won’t impact us yet. 

Might go divvy up next months money - makes me feel like I’m doing something productive money wise. 

debtfreeoneday

Money divvied up. Totals done although I’ll hold off posting for a few more days.  Also just gone with base pay for both of us though DH is due a load of expenses this month so there will be more but I’ll find something to fling that. Probably towards the replacement carpets. 

£5 in from ipsos and an impromptu bedroom sort by DD has turned up over £30 worth of books I can sell. Might wait for DS to do his room as he will turn up some as well for sure. 

debtfreeoneday

£5.13 in from prolific and £15.34 cleared but I can’t cash it out until tomorrow. 

Looked round for a good energy fix with no luck. Everything is way above 35-40% so guess I’m staying put for now. 

debtfreeoneday

£15.34 in from prolific and divvied up against pots. Randomly 1poll added £11.70 to my account for a survey so I’ve reached payout.  I’ve requested it and it appears to be going through so fingers crossed for that £25!  

Will finish up monthly figures now as nothing else due

debtfreeoneday

June round up 

SAVE EF £538.01 / £1000 

EARN £1608.32 / £1750 

SAVE Dec 22 Food budget £184 / £400 

OP £1012.67 / £3000 

SAVE - carpets £735.87 / £1000

SAVE - wood £205 / £400

Mortgage balance - £48,680.02

Mortgage percentage left to pay - 19%

77 months left

Monthly Interest June £102.64

Another good month and I’m happy with progress. Pretty keen to see that monthly interest go under £100!