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Mortgage free by 2023 (!)

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Comments

  • South_coast
    South_coast Posts: 5,935 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 29 June 2022 at 6:43AM
    I had that £11 one too. I remember seeing it on the list of surveys with a crazy amount of points on it and thinking it would take ages, but it was just like a regular one. I was almost at payout, so I've now claimed it and already have  £12 towards the next one 😀!

    P.S. Your June figures are fab 😀
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Ahh I didn’t notice the actual amount against it SC. It must be an error for sure. I wonder if payouts will go through then?


    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    July!!!  £6.50 in from prolific to start me off for the month. 

    It’s £2 bonus day on TopCashback so ordered the pet food and cat litter on the two accounts. 

    Determined July will be a better month than June in terms of money savings. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Merlin's_Beard
    Merlin's_Beard Posts: 1,508 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    July!!!  £6.50 in from prolific to start me off for the month. 

    It’s £2 bonus day on TopCashback so ordered the pet food and cat litter on the two accounts. 

    Determined July will be a better month than June in terms of money savings. 
    Thanks for the TCB nudge, need to get onto my own cat food supply!
    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £226,957.97
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    July!!!  £6.50 in from prolific to start me off for the month. 

    It’s £2 bonus day on TopCashback so ordered the pet food and cat litter on the two accounts. 

    Determined July will be a better month than June in terms of money savings. 
    Thanks for the TCB nudge, need to get onto my own cat food supply!
    Happy to help. Worse case I always pick up a gift card as they always gets used!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    £6.13 requested from TCB. Got another 750 nectar points for spending £20 on clothes so picked up a top and will return it Next week. They never deduct the bonus points back off so free £3.75 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    £5 in from ipsos and Amazon balance updated. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    £6.48 in from prolific and £5.16 let over from the BT bill divvied up. 

    Managed to put £40 towards the December food bill so topped up the Mr T Christmas saver. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Up to £165.95 earned this month so far. Ziffit payment in as well as £25 from 1poll.  Several survey payments credited as well. Also finally had confirmation of PPI tax rebates so due about £350 in the next month or so. 

    Finally hit payout on store rewards after waiting to hit 95000 points. That felt like a drag but worth it I guess. 

    Think we’ve finally made a decision to get solar panels installed and also an air source heat pump.  Very interested to see the impact on the energy bills for sure. I’m still battling with our supplier as the smart meter shows the wrong rate so is pretty useless right now. 

    Hope everyone managing ok in the heat. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
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