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Mortgage free by 2023 (!)
Comments
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It does nothing structural, does it - nothing to solve the underlying issue. Though I'm not quite sure what *would* solve it, it's a long time in the making. At the moment, anything that helps us keep things under control is good, I suppose.2023: the year I get to buy a car4
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Woke up to two surveys on prolific which netted me over £8. One credited straight away so £7.97 cashed out and divvied up.DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)3 -
May update on targets (few days early) but I’m not expecting any change between now and June
SAVE EF £481.89 / £1000
EARN £1404.33 / £1750
SAVE Dec 22 Food budget £170 / £400
OP £1012.27 / £3000
SAVE - carpets £417 / £1000
SAVE - wood £203.50 / £400
Mortgage balance - £49,262.38
Mortgage percentage left to pay - 19%
78 months left
No real wins of note this month, just happy to be plodding on consistently towards our goals
DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)8 -
The consistency is what's important, you're right. There's a lot going on, for everyone, you as well, and we do what we can. Look up at the sky sometimes 🌞2023: the year I get to buy a car4
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Boring consistent months have a much bigger contribution to the end target than exciting on-off months. Just got to keep heading in the right direction!Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20256 -
Erratic and exciting is fun though 😀😀😀Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
Gorgeous day yesterday so got loads done in the garden. Today already looking lovely again.DH wages were a little more than expected this month so bought £50 of premium bonds.DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)5 -
Premium bonds are a good use of a bit of unexpected money, and can fairly quickly be re-allocated to other stuff if needs be. I like that
2023: the year I get to buy a car5 -
How is it June?
Money in money out day!£5 redeemed through Nectar today as well as £8 topped up on Amazon from ipsos and a pinecone survey. I may have bought an item of clothing from Sainsburys for £20 to claim 750 nectar points. I’ll return it next week because randomly nectar don’t take them back!£25 in from 1poll.
So not a bad start to June!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)4 -
Absolutely, it seems *mad* that it's June. We're in a time slip off Doctor Who
2023: the year I get to buy a car2
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