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Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Mortgage free by 2023 (!)
Comments
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Great news about the mortgage, so exciting! Also, amazing work on the savings!3
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Takes more points to get it 22000 versus the 20000 it takes for £2 on Amazon. Making my points work hard for me!! 😂😂South_coast said:You are on fire 😀😀😮! It's amazing what you can achieve when you put your mind to it 😀
P.S. I saw a £1 Amazon option on Storewards earlier, but it's already gone 🤣! There's £2 PayPal at the moment though, if you fancy thatDFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)2 -
Same thinking as me! I was saving up for the £10 Amazon, as that was 10% less than the £10 PayPal so I decided that was the best value - except I finally got there and they didn't have any, so I ended up with the PayPal as I was too impatient to wait any longer 🤣!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
I've only ever had the £10 amazon vouchers (I think I've had 4) - I want max rewards for my efforts! 😁😁I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £202
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You’re right greent. I’m too impatient but I should wait!£5 in from vrpr and pots updated. 60p on YouGov this morning means I’m just over half way now with nearly £26 earned.DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)3 -
£6.26 in from shopping cashback.Underestimated DH’s wages (the best way) so just updated the monthly figures and will post in the next day or so.. need just over £1 from somewhere to reach £200 earned this month.DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)2 -
April update on annual targets and shorter term targets.
SAVE EF £450.02 / £1000
EARN £1282.48 / £1750
SAVE Dec 22 Food budget £178.53 / £400
OP £1011.87 / £3000
SAVE - carpets £203.29 / £750
SAVE - wood £170.50 / £400
Mortgage balance - £49,851
Mortgage percentage left to pay - 19%
79 months left
+ Happy happy happy the mortgage went under £50k
+ chuffed I managed to make over £200 this month by the skin of my teeth
+ we have enough to get one room carpeted so that’s a job for this weekend to visit the carpet place and get that ordered
No negatives! I’m just really pleased with progress I won’t talk about the car insurance renewal that came through the post at such a silly rate. Obviously hoping we will just renew - nope!!
DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)6 -
Debtfree, that's fantastic! As you say, no negatives, and your targets are bang on. Makes me think - I never really did a plan for this year, though I've worked hard at the domestic stuff, but proper targets would be nice. Give yourself some rewards (free ones if possible
) this weekend! 2023: the year I get to buy a car3 -
Last day of the month so I thought I’d sneak in with a £50 PB purchase so they take effect for the June draw.DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)4 -
Productive morning. Car insurance sorted. Shaved off £38 from the renewal and got an extra £35 in cashback so policy came in under £100 which I’m more than happy with. Just the dreaded phone call to current insurer tomorrow to cancel renewal.Fleabay sale to start off May the right way.Have to admit to feeling very demotivated this weekend. The weather today isn’t helping. It’s wet and quite miserable looking.DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)5
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