Mortgage free by 2023 (!)

Karmacat

Congratulations on the sub-£50k!  That's a huge achievement.

It's only occurred to me in the last year how much heat can be lost from my floor in my living room - it's so shaded in the summer because of my sticky-out porch addition, and I love that for the summer, but the rest of the year, it's very cool.  Got to put my thinking hat on, and I have a few ideas already.

badmemory

I definitely agree with it being worth paying for decent underlay.  I had cheap at my previous house & you should have seen the crumb it turned into & it all had to be swept up before I left.  It is also better for insulating & that is what we need for now certainly.

debtfreeoneday

badmemory said:

I definitely agree with it being worth paying for decent underlay.  I had cheap at my previous house & you should have seen the crumb it turned into & it all had to be swept up before I left.  It is also better for insulating & that is what we need for now certainly.

Yes I agree. We have always gone for fairly cheap stuff before but would rather have decent quality this time. 

debtfreeoneday

Money shuffles done. Just need to plod on until the end of the month. Picked up a nice £6 survey today on prolific. Just over £10 on there which I need for to clear. 

Should hit payout fairly soon on vrpr as that has been busy. Everywhere else pretty quiet and to be expected as it’s nearly the weekend. 

Did have a fleabay sale today which was unexpected. £5 ish I think after fees. 

As part of the heat the human thinking I bought a throw (we already have one and it’s super lovely and warm) it was in the sale down to £16.80 and I got 59p cashback. 

I also need to look out for decent hot water bottles for the winter. Will replace the kids as they are teeny and buy one for our bed as well. 

Fortune_Smiles

debtfreeoneday said:

Probably the only place I can say this and you guys understand why it’s so exciting. 

Squeal. Our mortgage balance just went under £50k. £49,851!!!

Just sent over £4.35 OP to celebrate!! 

Amazing!!!  Well done.

Fortune x

greent

Congratulations on being sub 50k ! 🙌🥳

pennywisepoundstupid

debtfreeoneday said:

Probably the only place I can say this and you guys understand why it’s so exciting. 

Squeal. Our mortgage balance just went under £50k. £49,851!!!

Just sent over £4.35 OP to celebrate!! 

Woo Hoo! fantasrtic news, so pleased for you xx

Merlin's_Beard

Congrats on the sub £50k news!

debtfreeoneday

£9.95 in from prolific. 

Pennies are going towards emergency fund and the pounds split down the middle between carpet fund and wood fund (2022 winter log burner stash)

£35.50 / £750 carpets 
£5.50 / £400 wood 
£401.27 / £1000 emergency fund 

South_coast

You are on fire 😀😀😮! It's amazing what you can achieve when you put your mind to it 😀

P.S. I saw a £1 Amazon option on Storewards earlier, but it's already gone 🤣! There's £2 PayPal at the moment though, if you fancy that