We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
Mortgage free by 2023 (!)
Comments
-
Well the council tax free months arrive and so I’ve bought £400 worth of premium bonds to celebrate.In smaller news DH received £2.66 extra this month. The excitement of allocating that extra money is almost too much. 😂DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)4 -
Love the premium bonds purchase. And an extra £2.66 - that must be a struggle to work out what to do with it, so many choices 🤣 🤣 🤣"Think of many things, do one"
Mortgage 30 Sep'25 est. £208,500 £309,749 2020 (current ends 2038)
Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga4 -
Money shuffles done and so here is February figures.
OP £1006.72/ £3000
CLEAR CC advance for OP £605.34 / £914.17
SAVE EF £400.42 / £1000
EARN £808.92 / £1750
SAVE Dec 22 Food budget £133.00 / £400
✔️Clear sofa balance £642.80 / £642.80
✔️Clear gift account £800 / £800
EARN Amazon vouchers -£161.03 / £300
Mortgage balance - £51,020.14
Mortgage percentage left to pay - 20%
81 months left
I’ve already posted my joy at gaining another 1% of the house. Super happy with free money being picked up. Do expect that to take a dip at some point though
I think what is really interesting for me is how quick the money seems to add up when I really focus on goals. I’ve been on here 14 yrs or so and still I get surprised when I change tactics and it works.
DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)4 -
Just over £10 waiting to clear on prolific. £5 Amazon voucher this morning from ipsos and a grand 50p cashback picked up on Shopmium.Looking bright, if a tad cold out there today so off out somewhere with the kids to get some fresh air.DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)3 -
You're an amazing example debtfree of how those small amounts add up. You're smashing those targets!"Think of many things, do one"
Mortgage 30 Sep'25 est. £208,500 £309,749 2020 (current ends 2038)
Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga4 -
If your weather is anything like ours then it's a lot windier than it looks!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Looks lovely out there for me too, but it's freezing! Still, nice to see sunshine.2023: the year I get to buy a car3
-
Lovely sunshine, but glovelies and bobblehat needed tooSave £12k in 2025 #2 I am at £9586.01 out of £6000 after August (158.45%)
OS Grocery Challenge in 2025 I am at £2226.88/£3000 or 74.23% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here3 -
Well it was warm in the sun but oh my the wind was biting today. It took me 5 minutes to brush my hair and get rid of the knots when we got home.Prolific has been busy for a Saturday and £13.87 waiting to clear now.YouGov surveys coming through a lot at the moment so 50p picked up on there today.DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)4 -
It is beautiful out there today if a bit blustery, good pegging out day 😀4
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.6K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 453.9K Spending & Discounts
- 244.6K Work, Benefits & Business
- 600K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards