Mortgage free by 2023 (!)

badmemory

Did Mr T tell you why the delivery was cancelled?  I'm just wondering because I am thinking about starting having some things delivered.  I worry that there may be a time when I can't actually go shopping myself & think it might be better to actually be prepared so I know what is what.  I'm not sure what I would have done if I had got covid & not been able to leave the house.  I don't really want to give up being able to select fruit & veg but it may become necesssary.  I worry about substitutions too & having to reject them.  Yes I was born worrying, I think this will need a lot more thought.

Karmacat

Ooh, you're at the collecting boxes stage!  Time to start hoping it's all going to work ... 

debtfreeoneday

Yeah hopefully KC!

badmemory it was staff shortages. To be fair I think that’s the third cancellation in 6 years so it isn’t too bad. It’s coming tonight so all is ok. Deliveries got us through the early lockdown days as I book my slot weeks in advance at the same time each week. Just booked 13 March slot today. 

debtfreeoneday

Quiet day. Bitterly cold outside. Cashed in £2 to Amazon from Store rewards. Picked up some more prolific surveys but not quite at cleared payout yet. 

Mr at due tonight and the order was quite cheaper with £10 knocked off. I’m running down the cupboards as well and then will do a big order once we’ve moved to fill them back up again. 

SandyShores

Glad the house move is progressing @debtfreeoneday.  I would have had a survey too, a friend had one on a house purchase  recently and found a couple of issues, the seller resolved one and knocked money off for the other, so it was probably worth it.

You are doing really well on the surveys and pay outs.  I'm still doing Huyu and Shoppix, but I need to start doing some surveys again to top up the nectar points.

debtfreeoneday

Prolific got busy last night and they all cleared so £22 cashed out and divvied up into my pots today. 

Went to Sainsburys and bought some staples that gave me extra nectar points. Got a voucher as well for 1000 points for next shop so well worth it. 

Money earned in Feb hit £214.32 so really chuffed with progress so far this month. 

Topped up some money into clubcard christmas savers and got £3 bonus. 

That said as much as this is coming in, money is flying out on various house related expenses. 

Karmacat

Wow, over £200!  So brilliant, that's an appreciable amount of money you're putting into the house moving pot.

debtfreeoneday

Been doing some new house budget calculations. 

Council tax goes down from D to B. This should be about £50 a month. 

Water budget per month goes down from £80 to £30. I’m not convinced on this. We don’t currently have mains drainage but on speaking to the water company and then looking at our usage, apparently we are super frugal and our bill should be about £27 monthly. We have a meter here and the new place does too. How does that compare to any of you guys?

Electricity. Likely to increase aside from the price cap increase. It’s on a pre payment meter which we will get sorted and off asap. 

Tv / Broadband / phone. We can ditch the landline finally and broadband will decrease due to having a lower speed there. Savings of approx £15 per month. 

So £115 saving per month. Likely to all be diverted to the electricity. We are determined to look at alternative power solutions as we renovate the house.  

Have a focus group this evening. Surveys are slow. 1poll annoying me with their attention check questions. 

Karmacat

My water is about £15 per month, debtfree, but I used to get invoiced by one company at that rate, and another company at another £10, and I don't know what's happened, to be honest.  There's just one of me.

Will the leccy bill come down again as you get off the prepayment meter?  Nasty things!  What's the insulation like?  As for alternatives, I'm sure Cheery had a ground source heat pump installed, can't remember when, but if you search the words on her diary, you should find them.

badmemory

Just watch that they will let you stay on the SVR if you change your meter type. Obviously I don't know but these energy companies are crafty types, got to watch them every step of the way.  It is only a couple of years ago (before it all went to pot) that someone had a real big fight after being on a fixed rate & agreed to have one of these new meters & got charged at the full rate for power.  Get it in writing!!