Mortgage free by 2023 (!)

debtfreeoneday

badmemory said:

Just watch that they will let you stay on the SVR if you change your meter type. Obviously I don't know but these energy companies are crafty types, got to watch them every step of the way.  It is only a couple of years ago (before it all went to pot) that someone had a real big fight after being on a fixed rate & agreed to have one of these new meters & got charged at the full rate for power.  Get it in writing!!

Thank you. Will be aware!

debtfreeoneday

Karmacat said:

My water is about £15 per month, debtfree, but I used to get invoiced by one company at that rate, and another company at another £10, and I don't know what's happened, to be honest.  There's just one of me.

Will the leccy bill come down again as you get off the prepayment meter?  Nasty things!  What's the insulation like?  As for alternatives, I'm sure Cheery had a ground source heat pump installed, can't remember when, but if you search the words on her diary, you should find them.

Thanks KC!

South_coast

I think Cheery may have just talked about a heat pump. Have a feeling she's still got a boiler on LPG

debtfreeoneday

Hope everyone is ok after the storm. We are coming up to 24 hours of no power which has been interesting.  Will be very grateful for a cuppa at some point. Makes you wonder how much we should prepare ourselves for time off the grid. 

Our house survey arrived with some interesting points made. Definitely room for renegotiation with our seller but we need to get a few quotes for repairs first. It didn’t raise any massive issues that we weren’t expecting just more the urgency of getting the work done.  It’s never a smooth ride is it!

pennywisepoundstupid

Sorry to hear your powers been off, hopefully it will be sorted soon. 

Glad there is no major issues with the house, fingers crossed you are able to renegotiate.

Have a good weekend xx

debtfreeoneday

Rocking on for 30 hours without power so super grateful when it came back on. Though tonight is just as windy out there it feels. 

House move has developed but I just can’t deal with it right now. 

With that, power cuts and a few other issues this weekend I’m worn out and feeling beaten. 

pennywisepoundstupid

debtfreeoneday said:

Rocking on for 30 hours without power so super grateful when it came back on. Though tonight is just as windy out there it feels. 

House move has developed but I just can’t deal with it right now. 

With that, power cuts and a few other issues this weekend I’m worn out and feeling beaten. 

Sorry your feeling worn out, as you said to me today is a new day. Keep going you are stronger than you think xx

debtfreeoneday

True Penny. It is a new week and things feeling slightly more positive for sure. 

Plans cancelled For today so having a quiet day in front of the fire. 

debtfreeoneday

Feeling antsy tonight so thought I’d start work on the end of month figures and noticed that we now own another 1% of the house. 80% is all ours and the bank only has 20%. 

Being pedantic though, based on what we sold the house for they actually only have 19% and we have 81%. 

I can tell I’m in a funny mood as I’m emptied the airing cupboard and tidied it up. Few towels and blankets sorted for the charity shop as well. 

Fortune_Smiles

80/1% - that's fabulous.  Well done!

Fortune x