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Mortgage free by 2023 (!)

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Comments

  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Few surveys today meaning £7.47 earned. Haven’t had a pcone one for a while but did today and the option for PP payout seems to have gone. Anyone else had that?


    £2.09 OP made from some cashback payable. 

    Spent time looking for car insurance renewal quotes and again the current supplier has come our way cheaper so will stay put. 

    Windows properly ordered last night and deposit paid. Likely to be August or sept before they get fitted. 

    Still chasing refunds. Argus just ignored the PP dispute and said we had to return for full refund and pay for shipping. Trying to get through to them again on Twitter. Jeteasy refund nowhere in sight and the gardening place still not delivered, ignoring emails and tweets and the bank said it would be 10 weeks before any claim would be looked at. So frustrating. 

    Money earned £64.61
    June OPs £283.53
    Mortgage balance - £69,622.44
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Thanks for this very informative thread!
  • PurpleFairy26
    PurpleFairy26 Posts: 3,903 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    How annoying about the refunds. I got stung last year having to return a bathroom item when I'd not read the returns policy. Although they were quick to refund the amount cost me about £50 to return. But worth it as it wasn't cheap and we didn't need it. However, since then I've been very careful to read refund policies when I buy stuff online. So frustrating when it's damaged though. Have you tried Mr S as they own Arg0s now? Hope it's sorted soon. 
  • Moneyfordreams
    Moneyfordreams Posts: 2,442 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    It will be great to have a draught free winter 
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    It will be great to have a draught free winter 
    So good. Especially as the floor was wet again as the water comes in underneath after all the rain last night. 

    Thanks PF. I might try Mr S in that case. 

    £1.97 on surveys today. 

    Had a pounding head all day so we have sat and read and played and listening to podcasts and audio books. 

    Money earned £66.58
    June OPs £283.53
    Mortgage balance - £69,622.44
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • LeighofMar
    LeighofMar Posts: 672 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Great job on all the garden work DebtFree. So sorry about all the refund hassles though. 
    Mortgage start date Dec 2015 - $64,655.00
    Mortgage end date Dec 2045 - NOT!!!!
    Mortgage balance  - $4600.00
    Business Savings $43,310/100k
    Hope to be mortgage-free by end of 2023 
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    No refunds news. 

    Ended up taking a digital ore paid card from pcone and then used it to apply against my am@zon account. Already had a £5 gift voucher so bought a book I’ve been after for £2.78 with free shipping. Had another bargain with h and m. DD needed a pair of joggers and they had free shipping, £3 off any item and 20% off any item so that cost just over £3. 

    Earnt another £1.98 in surveys today. 

    Weekend weather is looking dreadful so think it will be a quiet one with films, games and art. 

    Money earned £68.56
    June OPs £283.53
    Mortgage balance - £69,622.44
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • PurpleFairy26
    PurpleFairy26 Posts: 3,903 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Your mortgage is nearly at the level your debt was at the highest! 
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Your mortgage is nearly at the level your debt was at the highest! 
    Woah. I hadn’t noticed that. Well just goes to show we can do it. We did it once!  Shameful how much debt we had!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Success on one refund, not that I got a refund but I put a claim in with the bank and they have issued a full refund to us. Should be in the bank next week. Thank goodness. 

    Now I’m off to email the CEO of Argus!!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
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