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Mortgage free by 2023 (!)

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Comments

  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Another £25 OP sent over today. Sold some things on fleabay but will wait until posted and all received ok before I OP anything from that. 

    Few pennies earned from surveys today. Apart from that it’s a very chilled day here, reading and staying in from the biting wind!

    Money earned £22.68
    May OPs £1117.96
    Mortgage balance - £70,755.64
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Sold a few more bits on fleabay so OP of £42.49 made.  Few surveys trickling through. 

    Feeling so much more positive this week being able to go to a few different places.   

    Glad to see housing market moving again. Who knows where I am in terms of updates in here but lockdown cemented the decision that we are moving. Just need to wait for our chain to get going again. 

    Money earned £26.66
    May OPs £1160.45
    Mortgage balance - £70,687.71
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    chasing so many refunds as well right now for two trips we were due to do in April and May. We have probably lost about £290 which I can’t recover from Airbnb. They have been so rubbish about all of it and I’ll never use them again. 
    But hotels, concert tickets, airport parking, flights, missing fleabay parcels and kennels. The list is endless and not many people seem keen to be giving you any money back!  

    Also the second £1 a day savings pot is back up to £68!  
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    edited 25 May 2020 at 8:17AM
    Paid off monies from fleabay sales and the usual monthly OP which totalled £171.52 bringing May to £1331.97.  Been a bumper month thanks to lockdown!  Excited to see that figure go sub £70k this week. 

    Few surveys this week - managed to nab a £5 
    One on pr0filic which actually didn’t work but I went through it anyway and didn’t expect to be approved!  Easy pennies there. 

    Feeling so much better for a little more freedom. Ventured to the beach, some woods and a lake. All really quiet. Staying away when it’s likely to be busy. 

    Sun is shining. Spent lots of time in the garden yesterday and hope to do so today pottering about. 

    Happy bank holiday all- not that it means anything different right now!

    Money earned £37.85
    May OPs £1331.97
    Mortgage balance - £70,516.19
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    edited 30 May 2020 at 7:29AM
    May round up.  OPs to date in 2020 are £2366.84 and money earned since March is £157.  

    And drum roll..... the mortgage is under 70k. 

    Money earned £37.85
    May OPs £1331.97
    Mortgage balance - £69,853.17
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • PurpleFairy26
    PurpleFairy26 Posts: 3,903 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Woo hoo! That’s amazing. Congratulations 🥳 
  • Wow, that's brilliant well done xx
  • Moneyfordreams
    Moneyfordreams Posts: 2,442 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Great going :) shame about not getting refunds though
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    And so we are off in June. 
    Surveys been really active and £12.85 earned so far. 

    £228.64 sent as an OP to the mortgage to kick off. Been more normally realistic with budgets this month given that we are likely to be out more and doing some more things. 

    Kids have some of their usual clubs running in a socially distancing way so money has gone out for that. 

    Still chasing refunds. Ordered something from garden1ng express. If you’ve never used them, don’t!  Absolutely appalling and getting no where with cancelling orders and getting money back. Easiejet still not refunded flights.  Item from am@zon retuned and usually the minute the item is posted they refund you, but nothing yet!  

    Looking like the last day of sun for a little bit so enjoying it even though the whole household is in funny moods today. 

    Money earned £12.85
    June OPs £228.64
    Mortgage balance - £69,853.17
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • LeighofMar
    LeighofMar Posts: 672 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Congrats on getting the mortgage sub 70k. That's amazing. Sorry about all the refund hassle though. 
    Mortgage start date Dec 2015 - $64,655.00
    Mortgage end date Dec 2045 - NOT!!!!
    Mortgage balance  - $4600.00
    Business Savings $43,310/100k
    Hope to be mortgage-free by end of 2023 
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