Mortgage free by 2023 (!)

debtfreeoneday

Day 31 of lockdown here and we are having a pottering about day.  DD in bed on her tablet, half educational, half games and the boys are watching TV.  Need to move a gate in the garden today and fill some more holes (that we missed the other day!) but that's about it!

The unexpected consequence of lockdown has meant we are rethinking the whole house move again.  It's totally the community (lack of) that makes us want to move, we love our house and land and this is giving me an extra appreciation of the garden.  If only we could pick it all up and put it somewhere else.  Never have I found a house move decision so hard.  In all reality though we will not do anything until everything picks back up and see what comes on the market then I guess!

Did a £5 pr0filic survey today and nect@r voucher limit reached so the money earned pot bumped up by £7.15.

Have a good day all!


Money earned £35.63
Mortgage balance - £72,596.99
OP Pot - £414.78

debtfreeoneday

Well with the expected news yesterday, I've moved most of the fuel fund around.  The first £1 a day pot hit £365 so that got moved over to the OP pot, also had two payouts from Pr0filic.. the OP pot is now £856.94.  Determined to get that to £1000 by the end of the month, but still won't pay it.

In other news, we sold our house!  Although we knew we had interest from the viewing weeks ago, I didn't expect any movement until after all of this.  They have first time buyers buying theirs so small chain.  The didn't quibble either and just offered asking price so we have accepted on the understanding that we cannot look for another property whilst all this is going on.

We did spend last night looking at right move as hadn't really kept up with it whilst life was on hold and found a potential 3 properties - that's it!  One in particular I like the look of, but we don't know the area much.  Anyway what will be will be..

think we all feel like the weather today.  Reality of another 3 weeks at home, things being cancelled and dealing with kids disappointments and frustrations as they try hard to understand this and take it all in!

The weekend looms and will make sure we get out for a couple of nice walks as well as some decluttering.  We did the loft last weekend and chucked out loads of stuff!


Money earned £35.83
Mortgage balance - £72,596.99
OP Pot - £856.94

South_coast

What a difference a day makes, eh?!? 3 houses to choose from is good - only one needs to be right 😀

debtfreeoneday

So three got whittled down to one with the help of google earth and working out mileages to specific places.  We had a facetime tour with the remaining house yesterday and did submit an offer which is slightly mad.  Turns out we aren't the only mad ones and they got another offer as well so both are being considered and we find out tomorrow.  The video tour was surprisingly good and once we could understand the layout, we realised it had loads of good points we hadn't realised, two bathrooms, not just an extra WC and it's got a room for home ed, which is my dream.. but what will be will be!  Keep fingers crossed for us.  

PurpleFairy26

Fingers crossed indeed. 

debtfreeoneday

Well it wasn't meant to be and there is currently nothing else of interest.  Never mind!
Had a productive home ed day and did spend £50 today on history curriculum stuff as we are ploughing through the current book.  Also needed glue sticks and felt tips.  So much art going on here, they are all running out!
I'm feeling more positive as well.  Need to take a bit more control of food going in my mouth, but I'm not putting on, so I'll take that for now.  Managed to snaffle a food slot so I've only got two weeks where I will need to brave the supermarket.  I'm really apprehensive about going.

Money earned £37.03
Mortgage balance - £72,596.99
OP Pot - £856.94

debtfreeoneday

Debating whether to cancel our food click and collect tomorrow and brave the supermarket.  Click and collect is at a different one and it doesn't have half the stuff i need.  Started the car yesterday after about three weeks, but it didn't half grumble about it!
Few surveys and also reached £5 payout on Ips0s so another am@zon voucher requested.

Had a better few days where I got dressed (!!!) and did some gardening and spent more time outside.  The beginning of our chain has fallen through so we are back on the market, but I'm cool about that as now is not the best time at all to be house searching.  Also having the continuing conversation whether just to stay here.  We would probably cut our mortgage in half moving but it's whether it's worth that to reduce the house size, garden etc.

Bit of home ed stuff to do today but determined to enjoy the weather as it's looking a bit gloomy for the next few days.

Happy Friday all!

Money earned £46.84
Mortgage balance - £72,596.99
OP Pot - £856.94

PurpleFairy26

If you’ll have to go to the SM anyway if click and collect doesn’t have what you need, maybe better to get it all in one go. 

Think there will be lots of changes to chains in house moves with what’s going on. Maybe write 2 lists on a page of all the benefits of staying and moving and seeing what comes up tops? At least you haven’t got to decide today so can reflect on it. 

debtfreeoneday

Weather turned out nice in the end!  Kept myself busy this weekend doing stuff in the garden and it's just flown by!  
6 weeks tomorrow we have been at home. 
We've had loads of talks this weekend and I think (for now), we will stay on the market and see what happens when the world starts moving again.  

PurpleFairy26

Seems sensible to keep your options open when the world open up again.