Mortgage free by 2023 (!)

debtfreeoneday

Well I've given up tracking spends as it's obvious in the first week, it's top up shopping.  So i need to get my thinking cap on as to how to budget for that.
I've also given up tracking how much we are clearing given the speed things were flying out of the garage at the weekend.  Easily over 100 items gone from the house and the garage so we met target.  I'll keep at it as well!

We've had one house viewing, who knows how it went, you never can tell can you?
In the last few days, I've earnt £1.18 on pr0filic, 15p on 1poll, 50p on y0ugov and £2.33 cashback moved to payable.  Also had a random £3.37 account transfer come in, from where I don't know but thank you very much, so £11.72 sent to the mortgage today bringing March to £97.16.  Money earnt is up to £31.62.  Mortgage figure updated.

Money earned £31.62
Mortgage balance - £73,390.03

debtfreeoneday

£17.22 OP made today as a result of fleabay sale and a few rounding up bringing March to £97.16.
Money made is £1.04 from fleabay, 10p from 1poll and £1.67 from pr0filic.
Also gained 255 points from Ipsos so got a £5 voucher for am@zon!

Money earned £34.43
Mortgage balance - £73,372.81

debtfreeoneday

£17.43 OP made today thanks to a pr0filic payout and a tidy up of the pots in the bank.  That brings March to £114.59.  50p earnt on 1poll and 50p on y0ug0v.
Just keeping plodding on!
Money earned £35.43
Mortgage balance - £73,355.38

debtfreeoneday

Life goes on, even if it feels everything locally is grinding to a slow halt.  Was too slow for Mr T delivery slots this week so went local and bought a bit extra essentials so it cost nearly £100, but I'm thinking in the long run it will even out as we use us the extra.
Only £1.45 sent to the OP pot this week bringing March to £116.04.  100 points on Ipsos and 10p on 1poll.  
Had what seemed a positive house viewing this week, fingers crossed they sell soon and put an offer in!

Money earned £35.53
Mortgage balance - £73,353.93

debtfreeoneday

Well life is a bit strange here.  We have chosen to self isolate given that nearly all of the kids social activities and groups have stopped, so day 3 for us.  
We have chosen not to make any more OPs at the moment given the uncertainty, but I will continue with a virtual pot and then make an OP at the end of all of this if we are in the position to do so.  Lucky in a way that DH can work from home and still get paid, it's just how long that situation continues for I guess.  Worrying times.  I'm just trying to stay super positive and enjoy the time together.  
Stay safe everyone


Money earned £43.19
Mortgage balance - £73,353.93
OP Pot - £8.20

debtfreeoneday

Oh forget to say the people that viewed the house want to put an offer in but need to sell their house, but may still put an offer in prior to doing so as they are super keen!  We will still stay on the market though as they could take forever to sell!

debtfreeoneday

Self isolation steps up a gear as I've started showing symptoms in the past 24 hours.  Spending the time reading, surveys and sleeping.  Will do a proper update when I'm over this..

PurpleFairy26

Take care of yourself. 

debtfreeoneday

Back in the land of the living somewhat.  Been plugging away with surveys when I can from my sick pit and I've earned £14.17 since my last update.  Quite surprising actually how much I gather.
Also tidied up the accounts, spending absolutely nothing except on food at the mo so shuffled a bit around and the OP pot is now up to £52.27.  £1 a day pot is up to £151.  
That said, little bit of online shopping today for few tshirts for the kids and a pair of sandals that were 50% off.  Nice to see a lot of the online shops offering free delivery at this time!

Money earned £57.36
Mortgage balance - £73,353.93
OP Pot - £52.27

debtfreeoneday

So payday rolls around again and total OPs for March were £208.87.
This staying at home doesn't half impact spending doesn't it.  The OP pot now stands at £401.01 to be OP when life is back to normal.  The £1 a day pot is at £281 so I'm well ahead on that and will OP that when it gets to £365.  Our mortgage people seem to recalculate the monthly payment when you OP £1000 in one go, so I might look to roll it all up together if I have enough in the next 6 weeks or so.  We will be so close to getting under £70k by the end of May but I need to find about £600 to do it.

Money earnt in March ended up as £58.71 and it's been interesting to track that this month, so I'll probably keep going with it in April.

Money earned £58.71
Mortgage balance - £72,596.99
OP Pot - £401.01