Mortgage free by 2023 (!)

Moneyfordreams

switched off email notifications ...phew.... I'm on here plenty of time to catch peoples postings

debtfreeoneday

Quiet weekend sheltering from the storm.  £5 OP made today from a jumper DD had grown out of.  That brings Feb to £32.65.  Money seems to be flying out this month!  
Doesn't helped we booked a trip to France for a few months time, all planned and budgeted for, but eeeek at spending money!

debtfreeoneday

£4.90 OP made from a Pcone survey and a fleabay sale.  
£1 a day savings up to £56 so I'm ahead of target. 
Really need to do some analysis of where we spend our money as I'm sure we could save more money.
Did spend this week on a fitness tracker (cost £21) to aid the fitness / weight loss.  Having lost 2 stone, I've put 1/2 stone back on and need to get back on track. Hoping being able to track steps and calories will motivate me to move more and eat less.

debtfreeoneday

£4.52 OP sent today from a fleabay sale and me inputting 48p wrongly into our account tracker!  Bonus 48p cheered me up no end today!  February OPs now at £42.07.
Fitness tracker arrived and for £21 its great.  Already motivating me to move more.  Haven't been anywhere for last two days so be interesting to see how much I do today being out and about.  I've woken up both mornings desperate to check the sleep tracker to see how much I had and the amount of 'deep sleep'  Also fascinating to see how fast you fall asleep after settling down!
Need to go PO today to post fleabay sales and post a letter, then it's ferrying the kids around as normal.
Really keen to get out tomorrow but forecast looks dreadful doesn't it!

debtfreeoneday

On other news, I instigated a bank switch as the current bank couldn't / wouldn't sort out the issue with having the mortgage OP account as a regular payee, which means I have to get the laptop out every time I want to OP!  May or may not get £175 from the switch, can't fathom out if we have had an account with this group in the last 5 years!  So I'll assume not and hope for the best!

PurpleFairy26

debtfreeoneday said:

On other news, I instigated a bank switch as the current bank couldn't / wouldn't sort out the issue with having the mortgage OP account as a regular payee, which means I have to get the laptop out every time I want to OP!  May or may not get £175 from the switch, can't fathom out if we have had an account with this group in the last 5 years!  So I'll assume not and hope for the best!

Nothing ventured, nothing gained and all that! If you get the £175 it’ll definitely be a bonus, if not at least you can do the OP thing easily. Banks really shouldn’t make it difficult to do this! 

debtfreeoneday

Premiun b0nds comes up trumps again this month with another £25 win, so need to get the cheque in the bank!  
Two fleabay sales overnight, but ahem, one fleabay purchase so after fees and postage - I've got an OP of £4.61 to do along with £10 I managed to find in our bank account pots when I did a bit of twiddling. so £14.61 going to the mortgage today meaning February is now up to £56.68.

debtfreeoneday

Premium b0nds cheque cleared, a fleabay sale and a bit of rounding in the 'pots' and £36.67 being sent to the mortgage bringing February to £93.35.  Hoping to get the fleabay parcel posted cheaper so may have another £1 or £2 to OP.
Not sure where I'd got to with house sale on here, but we are finally about to hit the market.  Agent advised to up the price which was a bonus.  Fingers crossed we well soon.  The market seems more active and it'll be interesting to see if we move like for like or look to reduce the mortgage significantly with the move.  We both like the look of a house that would bring us within £10k of mortgage freedom which is certainly appealing, but we need to go see it.  That said, there are others houses we also like the look of that are £50k more!  The big sacrifice will be going from detached to semi and it's been nice not having to worry about the kids making noise here.  Feeling positive anyway and what will be will be!

PurpleFairy26

Exciting times on the house. Definitely go and see some at either end of the range. 

debtfreeoneday

Another £8.69 sent today from pots clear up in the bank account bringing February to £102.04.  Should come in at just over £200 with the regular OP for February so that's ok!