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Mortgage free by 2023 (!)
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I'm about to run out of clothes as I keep missing the good drying weather! OH keeps reminding me we have a tumble drier but I can't face it in August.
I don't even have a child yet and I've bought her some Christmas presents...:D Hawkins Bazaar had a sale on and I couldn't resist. I figured if things don't go to plan I can keep them for the nieces. In a few years time!Mortgage (Start Sep 2014)- £70,295/£0 - 100%
Overpayments - £48829.37 :j:j:j
Mortgage paid off Jan 20200 -
That's usually me missing the good weather! Two loads done today.
Just been to Mr T and picked up the direct order,, need to hide those away later when the littlies are in bed.
The littlies have been horrors today, thankfully DH has just arrived home! Reinforcements are here.
I need a cuppa!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)0 -
I know what you mean about tumble dryer. I don't know why we have one. Reckon it gets used 1 every 2 months!MFW: Was: £136,000.......Now: £47,736.58......0
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Another load of washing on (why does this diary feel like it's turning into a washer woman one!!)
Sun is shining and it's forecast to be a nice day, so plan is at various times today - go to supermarket to get milk and cereal and take in a playground on the way back (unnecessary journey, but the kids will be occupied for a bit), pack as we are away for the weekend (could be costly!!) and do an online food order to arrive Monday morning as we've ran the fridge and cupboards down as we are away.
Oh and book the blinking cat into the cattery for our end of August break, or else the poor sod will be fending for himself for 5 days!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)0 -
Argh, just came back in here and remembered I still haven't booked the cattery - next job!
Supermarket done, playground done and packing well on the way.
Just remembered my nectar vouchers so bought a new bra (much needed) and a top for girlie on fleabay, cost me 97p.
Working really hard on surveys at the moment as there are a few things I want from amazon for their birthdays and christmas and I want to buy these from surveys. £10 from payout on Y0ug0v, nearly at £10 on Ips0s and £5 on TCB waiting for track. Sitting around £4 on p-base and £23 on 1-poll. Getting there I guess.
Right last post from me, catch you all after the weekend.. have a good one and don't spend tooooo much!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)0 -
Hope you had a lovely weekend dfod! (I got more washing done...:rotfl:)Mortgage (Start Sep 2014)- £70,295/£0 - 100%
Overpayments - £48829.37 :j:j:j
Mortgage paid off Jan 20200 -
Lovely weekend, I have very tanned feet, but the CC got abused a bit..
Anyhoo back to it now.. few surveys done and a load of washing..
All relaxing today after a hectic weekend,DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)0 -
Another Yovg0v survey done and I'm £8 from payout there.
Family arriving today for a few days, so potential for more spending money ever present. Must be good, must be good!
Daily interest this month is sitting at £12.73 on average down from £12.81 last month. Must aim to reach 10p less on the daily amount in a month.
Two loads of washing done and an epic lie in for me today until 7.30am! Bearing in mind little boy starts at 5.10am most days, that's awesome!!
Happy day all!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)0 -
Moved some money from p-pal after fleabay sales and paid £48.52 off CC2 leaving the balance at £1405.62 - that £5.62 will bug me, must find that before the end of the month to get sub £1400.
Month in hand fund up to £241.50 and I've got £15 towards the next lump sum OP of £50.
Not expecting much more in this month, but I do have a few fleabay sales ongoing and I've sold a few things on a bookface selling site yesterday for £18 - just need to get them collected.
Have decided I need to get a spreadsheet tracker set up to track our mortgage progress and I will get a house bricks thing done as well to monitor progress!
Off to update my signature.DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)0 -
Not sure if theres a way I can share my house bricks sheet with you to save you the time setting it up? Youre doing a great job!!!Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535
Retirement Planning
Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,5000
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