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Mortgage free by 2023 (!)

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Comments

  • Muser1
    Muser1 Posts: 795 Forumite
    I chuckled at your multiple weather app checking, that's so me! They seem really inaccurate at the minute.
    Mortgage Jan 13 99260.00 87253 April 2017
    Emergency fund 700.00
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Muser1 wrote: »
    I chuckled at your multiple weather app checking, that's so me! They seem really inaccurate at the minute.

    I give up finding an accurate one!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Firegirl
    Firegirl Posts: 1,007 Forumite
    Tenth Anniversary 500 Posts Name Dropper
    Brilliant progress, well done!
    Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535

    Retirement Planning
    Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,500
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    The great thing about a weather forecast is - if its forecast for rain then there's time for the forecast to change, if it forecast for sun - happy days! I left our washing inside due to forecast of rain this afternoon and low and behold it was glorious!
    MFW: Was: £136,000.......Now: £47,736.58......
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Surprisingly SJ the washing did dry despite a few showers on it! So feeling hopeful, I've put a massive blanket on to wash today.

    Off to a Nat Trust place today - trying to conserve pennies, so it's only petrol and £2 each for a garden trail for them - plus a well earned cuppa for me at some point!

    Sold a few things on fleabay last night but ended up having to refund £30 off the item DH sold due to an issue, so no profit there. Have a few more things on, with one likely to get about £80 or so in the next week.

    That's all folks!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Missed your targets post yesterday (was viewing on my phone last night). All sounds great and im sure you'll eat into 2016 targets soon.

    Don't forget ice creams after the trail!
    MFW: Was: £136,000.......Now: £47,736.58......
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Thanks SJ!

    Well it cost £2 in the end for a drink for me, the garden trail wasn't on, but they still had a lovely time. I don't use the ice cream bribe too much as it's a good one and will work on anything!

    Picked up a few bits from a fleabay selling page last night and they were like new, £2 for a barbie item that costs £27 new and it's in pristine condition, so will put that away for Christmas / birthday for little girlie. I know people have different feelings on giving second hand stuff as gifts, but I figure they won't know at this age and she will love it.

    Stones arrived yesterday for the paths inbetween all the planters, so that's today all sorted. Kinda hoping we might get done at a decent time and take the kids out for a walk / on their bikes etc.
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Muser1
    Muser1 Posts: 795 Forumite
    Nowt wrong (said in my finest Yorkshire) with second hand! What a bargain.

    Muser x
    Mortgage Jan 13 99260.00 87253 April 2017
    Emergency fund 700.00
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Thank you Muser!

    Obviously have Christmas on my mind today as I've just made the most of my Mr T vouchers and the boost and got £93.47 worth of birthday and Christmas presents for the little people for the grand total of £3.47.

    I'm not that far off finishing shopping for the littlies, just want to get some Leg-o for him and planning a little Ikea hack for that and then a princess dress up outfit for her and a set of books each.

    I know it's sad, but everyone that knows me knows what I am like for getting organised for Christmas this early!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Random tax credit payment arrived in our account, so payment of £28.52 paid off CC2, with balance at £1454.14.

    £7 towards the next lump sum overpayment and month in hand fund up to £233.

    NSD on the cards with swimming lessons today and then we have a house guest arriving until tomorrow. Reminds me I need to tidy this place up before they arrive!

    Washing on, weather app says sunshine all day - it's currently tipping it down!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
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