2015 - the penultimate year!

DebtFree2012

Morning

A little payment came through today which has been moved to the correct spot so I am still waiting for pay day tomorrow. Annoyingly I can't log into the credit card as they've changed their log in and are issuing everyone new credentials. I need my credit card which I don't physically have or they are to email people, which they haven't despite saying they would do en mass yesterday! So no payment can be made to that until I get sorted with log in.

So yesterday was a long day with revising all day, horses in between and a workshop on video conference on the night. It finished at 8 instead of 9 so small mercies I guess.

Today will be a study day all day bar a 45 minute meeting.

With tomorrow's bonus I am going to treat myself to a hair cut as mine is so long, it's annoying and the car to a decent vale inside now winter is almost behind us. The rest will go to debt and budgets.

So a quiet day on the money front, study hard and eat well. Take care.

DebtFree2012

Morning diary land

Study day went well yesterday but confirmed my fears of how little I know. I'm studying today too with a couple of meetings in between and yard before tea then will do another hour or two this evening. Same tomorrow then exam Friday.

Bonus pay day today Small CC had minimum payment made and can't pay big one until I get my log in details on Monday as they are physically in my office (the info I need to request one is anyway).

I'll wait for the remainder of the payments to come out and the account to settle down and I will see where I am. I have allocated 1100 to the CCV which will be 1300 including the normal payment plus on paper there is £90 ish unallocated but that is my pocket money! £20 of which is going to a much needed hair cut today.

Right, study time.

DebtFree2012

Mock exam done for this specific chapter, I know this one quite well so will do another mock exam (have a textbook and online one) then will start the next chapter.

Also the jods I wanted to buy as a treat for myself are on sale for £15 with 15% off too - guess what - none in locally and won't post out. Typical.

I'll make do and mend with my 2 pairs that have more patches than orignal material I think. When I am DF I will buy a pair for every day! Lol.

PinkPoppies

How lovely to have your bonus and see a nice big chunk off in one go! You are more patient than me, I'd have knocked it off my sig figures already! :rotfl:

Good luck with the studying!

cazmanian_minx

Annoying about the jods, but glad the studying's still going well. When's the exam?

DebtFree2012

Friday I've been studying as well as possible for a while but of course I have limited hours in my day !!! I keep reminding myself, if I have to, I can resit it!

DebtFree2012

Pink....you're giving me ideas now.......

DebtFree2012

OK Pink's fault lol....(thank you ) I've paid £750 to the card after a friend passed my details on that were in my office. She's an 'out of work' friend so that's why I could ask her. There will be another £200 being paid tomorrow when that comes in from another account.

Signature updated for today

ScattySkewbald

Yay to the bonus!!!!

Good luck with the exam tomorrow - I'm sure you'll be fine x

DebtFree2012

Thank you

I've just cancelled the overdraft that I put in place temporarily. I didn't need to use it in the end but felt better knowing that it was there if I did however now the need has gone.

Once the exam is out of the way I am going to start thinking about the easter break, now named the great big spring clean. Creative I know Anyway I'll get a list going of all the things I want to get done including selling, cleaning, preparing, organising, cooking and baking plus the more important things such as going to the yard and spending time with the kids Plus at least one sleep in!

Right, accounts and study time now. Out to lunch today and DD's school play later so losing the afternoon of study. I don't think it will make that much difference to be honest, it's a bl00dy hard subject and I don't think I know enough as it is. It is what it is though.