2015 - the penultimate year!

DebtFree2012

New money landed and sent stright to CCV so balance now sub 7k and March challenge smashed! Need to think what April's is now. No time to waste!

Wahoooooooooooo. Sig updated shortly.

DebtFree2012

Right signature update with new overall total - almost at the 30k mark. Can't wait to start with a 2!

CCV target is to be at 6.4k when end April comes round. Considering this is my smaller payment debt, reducing this by 445 come end April is a significant amount to find. My loans cost me 650 a month so this is on top of that.

My next big target is to be sub 28k by end of May.

This is doable but will take hard work. I've also decided that having another job on top of what I already do is proving too much, depsite loving the extra income. I just can't keep it up so with that in mind, it's going to be even harder to manage overpaying quite so much.

Anyway - positive thoughts. When I'm off for Easter, I'm going to sell anything that's not tied down and survey my little legs off. I don't think a week will be long enough

cazmanian_minx

:T:T:T:T:T:beer::beer::beer::beer::j:j:j:j:j to sub £7k!!!

monz

Wow fantastic x

DebtFree2012

Thank you I'm rather over the moon!!

OK tomorrow is the big exam day. I'm going to do a bit now and have an early ish night. I have to leave at 7 tomorrow and the exam starts at 8. Thankfully it's in the next but one town and I'm familiar with the area. I'm going to park in the local cinema and walk the short distance. We're to arrive at 7:30 to sign in and start "procedures" which sounds a bit dodgy but I'm guessing ID and so on. Then exam is 6 hours from 8. We can take a bit of food/drink in there with us, wine would do just fine but guessing they don't mean that.

Tonight I need to make the food, get my pencils sharpened and clothes ready to go. Not a lot else I can do.

ScattySkewbald

How did the exam go x

Cwtchie

Congratulations on your debt busting. That's brilliant news
Hope the exam went ok x

DebtFree2012

Good Morning all

Thank you for you kind words and good luck's! You will have to do it all again later in the year as I didn't pass I lost out on Crypt0graphy and scored 609 when I needed 700. I am going to resit it and will make sure I pass next time, now I know what to expect. Disappointing but we live and learn.

So partially resulting from this, in that I need more time and a drop of sanity, I've taken stock and advised Job 2 that I can't do the work anymore. It was fabulous while it lasted and would be great to continue if I had more time. However I need to make time to revise, get the house and housekeeping in order and stay on top of that as it does suffer one way or another. It's a set back but as you can see from this posts title, I'm not letting it stop my DFD. Somehow I will get there.

What now, well this week I am in work Mon - Thurs and have plenty to get through at work. Then off Friday through until 13th April when I am back in the office. I have big plans for that time off and will post regular updates.

Money wise I haven't paid anything else since the big payments so I'm going to check my accounts and see where we stand. I've had my hair cut and the car valeted - they were my treats to myself with the bonus. A good ten inches has gone off my hair - it was super long, and now I feel bald, although it means I can wash it daily!

PinkPoppies

Yay, sooo close to a number starting with a 2!!!

I think dropping job 2 sounds sensible, it's no good completely overloading yourself xx

monz

Wow your hair must been super long!!x