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2015 - the penultimate year!
Comments
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Fantastic news on the all clear :j
Hope you had a nice relaxing night x0 -
Morning world
Welcome ploppy57 and thank you. Your 6 years will soon reduceMy 2nd job is a transcriber for a few hours a week which I intend to do whilst I am paying the debt off and then hopefully be in a situation not to have to do it, as although I do enjoy the job, it's obviously very time consuming on top of an already busy life
Thanks for the comments Scatty - I did have a lovely night thank you. Had some nice time with the kids and DH and then a decent sleep.
Tomorrow I am off work (did i say LOL) and going to get a few things out to list on 3bay or faceb00k during my cleaning prep and yard duties. Last night I noticed how dusty the kitchen window sill is so the kitchen needs a good going over. I am leaving the big spring clean until Easter as mentioned but kitchen and bathroom can have some steam treatment tomorrow and Friday.
I'm going to get all the clothes washed, ironed and put away too and that's enough to keep me happy.Debt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020 -
(((((((((((DF2012)))))))))))) Great news that you're clear0
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Hope you have a lovely day off with the kids tomorrow DF!Total Starting Debt August 2014- £38,061
Current Debt- £3600
Mortgage Offset Savings- £600
90.5% paid off so far...0 -
Happy Monday!
Yes it is. I'm feeling very chipper today. I had a lovely two days off, everything a girl could need (if you are me anyway). Stables with the kids, time with DH, lots of jobs done in the house ready for the big easter clean and generally not having to be x by y.
I rode the big girl too! First time since it all started. 10 mins and no stumbles. My confidence increased marginally so that is all very good news! We made a home made paste for her hooves and we're applying that daily to keep them clean and healthy. They are in such good condition and now her shoes are off we're wanting to keep them like that.
At home I tidied DD's bedroom. Doesn't sound like a big task does it? It was mammoth! She is the messiest, cute 8 year old you will meet. She does all of her craft work in there and it gets everywhere. Anyway - it's all done ready for a wash down during easter. The bathroom was cleaned as that didn't need tidying lol. The kitchen too is tidy and cleaned but needs a big spring clean doing on it. Paintwork needs washing, all windows need washing, outside pvc etc. General outside paintwork and all sorts to think about, so over the next few week's I'll create a list and get it all organised. I'm off Good Friday through to the week on the Monday so plenty of time to get things done, enjoy the horses, kids and life
Money wise, dear oh dear. I've had next to no work in for job 2 and had to find £20 to put in diesel as although my budget lasted, I have today and tomorrow to use the car but no diesel! Pay day Wed, phew.
Work is going to be busy. I've been asked to do a big presentation (45 mins) to all the Senior IT management in Belgium and the topic is the area I work in. 45 mins is a killer amount of time to present. It's 10th March so I need to get planning.Debt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020 -
147 minutes behind as of Sunday
will have to make the difference up from somewhere else.
Also I finished the ear warmer for DD - DH laughed at it! I love it and so does DD. It's a bit wonky but hey ho, made with love.
We're away for a cheap weekend in March, just after I come back from Belgium and then once we're back we're going healthy eating with a view to lose a bit of weight and tone up for the June holidays. So for Saturday's grocery shop I'll have 2 weeks of as we are followed by no bread and low fat. I enjoyed it last time so fingers crossed it works again (lost 1.5 stone last time but put .5 back on).Debt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020 -
Morning world
Well I've adjusted my figures to take into account the more realistic amount of work I am getting from job 2, the time I can offer and the work they have on. I've reduced my availaibility to a more manageable amount and now I stand at 90 minutes needed by the end of the month.
Some cash has hit the account today which will remain there for the huge gas and electric bill which is coming out on 3rd March. It covers November to present and was budgetted for but the money seems to have filtered into other things - oops. So I am busy getting it back in time for it to be taken! It's all just about making the numbers add up isn't it. Monopoly money in that sense.
Pay day is tomorrow for the main job but again, I'm not rushing to make the overpayments as I need the big DD's to be taken and the account to settle down first.
Tea tonight is chicken and pasta, tasty and cheap (I'll do it in garlic and chilli sauce). Tomorrow the kids are at grandparents for tea so just DH and I to feed. Thursday will be a slow cooker meal, one pot maybe pinaculty.
My travel is booked for March - not looking forward to it but let's see if I can make the best of it.Debt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020 -
Your sounding very organised Debtfree, well done.
Reading your diary has reminded me to go and take something out of freezer for tea tomorrow.
Take care.x.0 -
Evening
I've had a really nice evening and I never thought I would say that on a Tuesday. I don't go to the yard on a Tuesday, it's the only day I don't. I spent some time with the kids then did my knitting (new project - scarf for Mam for easter (yes I know it's not cold at easter) made of thick fluffly wool that knits up quickly) and then went into a meeting. I had no job 2 work in so I didn't feel rushed in my meeting and now just catching up on emails before logging off at 10pm.
Tea was lovely though not everyone agreed. Seen as they don't cook it, I'm not botheredI liked it.
I don't know how organised I am penny, I like to write it all down so I know what's what but more often than not I feel like I feel like I'm chasing my tail. I think now the kids are getting older, I'm getting a bit better as slightly more time to do things.Debt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020 -
Happy Wednesday!
Happy pay day for me too. Despite waiting for it, it feels like it snuck in without me noticing. That may be as normally I would get everything updated immediately on coming into work but I've been in meetings since 8:15 so not done anything yet.
So a new clean month for me. So many outgoings though with the vets bills to send, livery and the gas and electric. So frugal shall continue to be the theme. I won't go grocery shopping until the weekend. March's pay lands mid week again too so I need to make sure I have fuel to see me over the beginning of that week.
I'll go and make the minimum payments, get the chq written and think about a meal plan. All in 28 mins as I have another meeting then.Debt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020
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