What do you want to achieve in 2015?

gemnomnom

Goals for 2015:

- Pay off my overdraft (£500)
- Pay off my loan (£1,900)
- Pay off 2 fines (£300 and TBA)
- Pay off EE debt (£200)
- Save up £1,800 & OH save up £3,600
- Pass driving test
- OH & I pass probation at work
- Enrol at Open Uni
- Go on holiday

[Deleted User]

Updateeeeeeeeeeeee


1. Pay off £1500.00 of the £5,000.00 debt


Paid off £212.88 to one of my credit cards - whoop whoop!!!

2. Lose 52lbs


Still munching all the crap in the house that was purchased for Christmas. Was supposed to go to fatclub this morning but dogged it!

3. Save for OH 40th birthday surprise trip to Berlin in December 2015


I have £400 saved up so far so doing good on this front, will try to book the flights soon but I think I need to wait till maybe February until all the airlines release the December 2015 flights - grrrr!!!

4. Add to my emergency fund


I do have £100 in there & hoping to god its still gonna be there at the end of this month!

5. Pay for our 2016 cruise & save some spending money


Have £700 in the pot so far for this.

6. Update on here more regularly


I am gonna aim to update this hopefully every week, only the weight should change on a weekly basis - fingers crossed!!


Anyway glad to see that this thread has kicked off, I hope we can all keep each other on the straight & narrow.


D xxx

FatVonD

Deleted_User wrote: »

2. Lose 52lbs


Still munching all the crap in the house that was purchased for Christmas. Was supposed to go to fatclub this morning but dogged it!

Remember, it's as much wasted in your stomach if you don't need it as it is in the bin At least that's what I told myself as I tipped the last of the stilton into the very full bin, alas by not taking the foil off of the plate first (avast ye, temptation!) I also tipped the cheese knife in and no way was I fishing down the bin to get it out :rotfl:

Tidy_Up_Tash

We managed to get debt free a few years ago... then we slipped into old habits and now we're back at square one. So, I'm back on here, soaking up all the advice, and making commitments for the next 12 months...

• Make a start on the Debts (snowball says we can clear by 2017)
• Lose a Stone (not a huge amount, would like majority gone by the end of Feb)
• Sort out the attic (Neither of us drive, so we use it as a dumping ground)
• Get on top of chores (Fly Lady, here I come. Again!)
• Save a modest amount to make Christmas managable (Aiming for £25 pcm)

Nothing too challenging.

in_need_of_direction

in_need_of_direction wrote: »

1. Improve sugar control, get at least 1 reduction in diabetes meds in 2015
2. Keep up my £100 a month saving plan
3. Build up a one off saving pot of £1k for use in July
4. Total mortgage payments by 31.12.2016 of £26805.30
see sig for update, plodding along
5. Lose half a stone by 30 June 2015
got baseline to work from. Currently 14st 7lbs. Exactly where I started last year
6. Declutter
some books and a few other bits and bobs
7. Run a 5k
8. Continue wardrobe overhaul
9. Be less wasteful
10. Exercise at least twice a week
11. Only eat out / take away food we want or while socialising. No more takeaways cos we can't be bothered to cook.
12. Pay rates in one go to gain discount (may2015)

Hopefully I will be back most weeks with more to update.

in_need_of_direction

Hey dolly, hope you meant you dodged fat club. Or are you taking an alternative approach to exercise?

[Deleted User]

No I defo meant dogged it, which is sunny Scotland means I didn't turn up!


Not that other type of dogging tho haha!


Dxxx

LeeThePlumber777

Hi all, hope you don't mind me pitching in but feel I will be a lot better with some moral support.
Been a tough year, myself and my sons mum have agreed to split up for good as we seem to get on a lot better that way, so first step for me is getting my own place, which I should get a decision on within next 7 days.

My goals won't be easy as I've got an interview to go from Self Employed to employed with a company, which will mean working a month in hand with no wages at all but it's something I really want to do and it will give me security in the long term and better chances of a mortgage which is my ultimate goal by end of 2016. Chuck into that both my sons birthdays this month means it's going to be tight! Lol anyway here's my goals for the year

1) move into my own rented flat
2) Have one date per month
3) take my sons on holiday
4) continue to have my sons 3 times a week, but try cooking for them rather than eating out or just buying food from shops etc I feel this will save me £150 per month easily
5) not spend as much money on expensive days out with them when we have just as much fun kicking a ball around all day, again saving around £150-200 per month
6) Save £12k towards deposit for first home (this is massive for me, always been my dream)

Sorry to ramble on but it's strangely soothing "talking" to you all about this as I'm sure you all know us men don't really talk about this to each other.

Thanks all and I look forward to seeing all your success and working towards my own.

Lee

FlacosFloozie

Update time..
Very little progress to report as I've been sick in bed for the last 3 days but £500 moved to savings for the house. Hopefully more progress next week xx

licsa

Financially speaking - start living within my means:

- pay off as much debt as I can (at least £300 per month) - this is a 2-yr goal to pay off all debt before 0% ends
- stop using credit cards completely!
- start saving for emergencies, holidays, and presents
- stop or significantly reduce spending with eating out/work meals/coffee etc
- use at least 50% of my annual bonus to overpay mortgage