What do you want to achieve in 2015?

Stereochild

Hi you's guys Happy New Year!!

My goals for 2015

1. Become debt free (Feb/Mar)
2. Save £3k into my full Emergency Fund
3. Stick to my budget
4. Lose 1 stone in weight
5. Read the books I have before buying more
6. Save £10k towards my house deposit
7. Write a letter every other month to my sponsor kids

pantherchick

well im daft I left my goals on the 2014 thread... so I will put it short on this thread. but hello to everyone and good luck in your goals.


MY GOALS


1 to reduce credit card debts by 2/3
2 to lose 28lb in weight
3 to walk 10,000 steps a day or 70,000 in a week
4. to be more positive and happier
5. Not to open my money boxes until the due date given
6.to write the book I started
7. Not to buy clothes from shops but from charity shops
8. to be more frugal
9 to go to bed earlier than 11pm each night
10, to look after myself more


Good luck everyone.
Pantherchick

in_need_of_direction

Thanks NYD for starting us off again. I had a look at last year and have hopefully come up with fewer goals against which I'll post no progress as yet. I'll also revisit after a few months

1. Improve sugar control, get at least 1 reduction in diabetes meds in 2015
2. Keep up my £100 a month saving plan
3. Build up a one off saving pot of £1k for use in July
4. Total mortgage payments by 31.12.2016 of £26805.30
5. Lose half a stone by 30 June 2015
6. Declutter
7. Run a 5k
8. Continue wardrobe overhaul
9. Be less wasteful
10. Exercise at least twice a week
11. Only eat out / take away food we want or while socialising. No more takeaways cos we can't be bothered to cook.
12. Pay rates in one go to gain discount (may2015)

robotrobo

HOPEING TO FIND THE WIFE A BLOKE:rotfl:

sazaccount

Hi all,:wave:

I have 2 plans for 2015 all depending on how a job interview goes on the 9th Jan but my main plan is to leave my current job.... so plan 1 if I get the job:

Start new job, which is actually related to my masters
move back in with my parents
Pay off car loan which will be September 1st
Save for deposit for a mortgage (as I refuse to pay more money to rent than for a mortgage!!)
Move out of parents, before I kill my little brother! :rotfl:

Plan 2
By April to of saved enough to leave my job and to go travelling again
Sell my car and pay off the loan giving about £3500 over to fund more travels
Travel to india and volunteer at a guiding centre
See Thailand, some friends in Australia and to do working hol visa in NZ

:beer:

FatVonD

I already posted this on another thread somewhere else but having given the debt free aspect some more thought...

1. Ring bank tomorrow to get remaining balance on my CC, divide it by 10 and adjust the direct debit amount to get it paid off by the time my 0% deal ends.
   
2. I will still have a bank loan outstanding but am currently on a year long contract so I plan to just continue making normal payments on the loan but save at least £300 per month in another account for the next 10 months. That will give me a £3,000 buffer in case work is slow picking up next year but if work is plentiful then I will use it to pay down my loan.
   
3. I get nearly six weeks holiday where I am currently working so I'm going to try to book myself some freelance work for at least one of those weeks so I get an extra weeks money for that week.
   
4. I must get around to ebaying some of the bigger ticket items I have laying around but have to admit I'm not looking forward to it and most of the 'smaller' stuff is being periodically carted off to the charity shop. My biggest problem with ebay is getting nice pics as I currently don't own a proper camera and these bits aren't things I can steal pics from the internet for.)

The rest is copied and pasted from the other thread...

Drop 3 dress sizes so when my contract runs out at the end of next year I reenter the freelance world/job market as the slim old me (5 days into diet already )

Do the illustrations/photo montage for a children's book I have written.

Complete the mock up of new magazine idea I have to pitch to publisher.

Declutter the house and add more storage.

Redecorate the house in a style that will be more appealing to others in case I can't find as much work next year and need to downsize.

Pay off the last of my credit card and never run up another, the end is in sight!

Be more sensible with money generally and try to build up a bit of an emergency fund while I have a steady income.

Stop investing time and money in finding nice Christmas/birthday presents for SIL and BIL when we receive a load of shoite from them. Buy myself a nice Christmas/birthday present instead

Limit my internet time with an egg timer. The modem was broken for a few days post Christmas and it's amazing how much more 'stuff' has got done without it

Logie143

Morning All,


I've decided to come back out of the shadows this year. It helped me being on here a few years ago and then I started to slip back again so....


for 2015 I will:
1) Come back to MSE
2) Save £1000
3) Reduce my credit card by at least £1000


It's my first year of homeownership this year so it could be a bit of a challenge. Oh and shift the Christmas beer belly.


Happy New Year Y'all!

moveit

Hi :wave:

During this year I want to

• clear the debt
• move home
• lose weight and get fit, and sort out clothes and a beauty routine
• decide what I want to do about work
• de-clutter and simplify at home and work to help with all of above

Good luck to everyone with your goals

Ellieseleven

Hello everyone,

My goals for 2015:

1. Reduce my total debt to £8k
2. Have £1k in emergency fund
3. Work on bringing my DFD closer into 2016
4. Keep to my £200 clothes budget for the year:eek:
5. Have at least 10 NSD's per month

Ellie xx

stiltoncheese

Hello everyone. Think I'll join in this year instead of just silently lurking like last year

I am hoping to...

1. Pay off my loan and finally become debt free (May 2015)
2. Save £1000 emergency fund (half way there)
3. Save £1 per day to use towards Christmas next year
4. Save 20p per week no - should be £275.60 by the end of the year
5. Re-start my uni degree in October
6. Hopefully move house
7. Continue saving towards mortgage deposit so we can eventually buy our own home
8. Have my baby (due any day now) and find some new groups for me, DS and new baby to go to every week
9. Continue saving £2, £1 and 50p coins in a pot
10. Declutter some more of the house

That'll do for now