What do you want to achieve in 2015?

enthusiasticsaver

What a great idea for a thread and I would like to join please.


My goals are:
To keep to a budget for expenditure so I can see exactly what we spend our money on and how much we really need to live off each month. We are just under four years to retirement so this is important so we know what income we will need once we stop working at the end of 2018!!


To start an investment portfolio and educate myself on stocks, shares and pensions and all those things that have baffled me up until now. To help I have signed up to the Save £12k in 2015 thread and opened up an investment fund to start from January.


Those are my main goals plus lose the extra stone in weight I am fed up of carrying around and declutter the house and stop spending on stuff I only use a few times then stick in a cupboard to sit unloved for months on end.


Happy New Year everyone.

LionessInWinter

My goals for 2015
1. pay off at least 10k of c.c. Debt
2. Lose 35lbs
3. Get more organised at home and work

katy_ann

I want to make a real dent and proper head way with my remaining credit card debt as it charges interest, i can then finish paying off my other credit card which doesnt get interest charged on it

The_tightship_SS_Giles

Longest time lurker is there is such a thing!!!

Finally time to grow up and realise that money does not grow on trees and borrowing from Peter to pay Paul is NOT sorting my finances out! So my main aim for this year will be:

STOP SPENDING MONEY I DON'T HAVE lol
Lose weight
Declutter my house, my body and my mind
Actually purchase something that I have 'saved up' for and not relied on credit! and enjoy the feeling of having worked and 'earned' it

Wish me luck guys, you are all an inspiration!! x

malefic

Long time reader, occasional poster but I wouldn't mind jumping in if thats ok

1. Finish paying off my CC & loan (this is a bit of a cheat as I know they will both be done come April this year, can't wait!)

2. Clear the house out, persuading the kids and wife to try to do the same and sell anything we do not use any more

3. Wouldn't mind losing another stone in weight, have dropped 3 stone in the last 2 years so 1 more would be good.

4. Start to write a small book on my memory problems bought about by eating processed sugar and how I have forgotten half of my life thanks to that (long story, but sugar is bad ok!!)

5. Become more social. People look at me as anti-social as I don't go out as much, I don't get in the 'cool groups' at work etc. I prefer to say I am selectively social and being an introvert it doesn't help

6. Post here more and give encouragement to others who feel there is no where to turn. Its not a nice feeling and a bit of support can help, well it has for me

Happy new year people - may 2015 be that little bit better than you expect!

FlacosFloozie

Hello folks and Happy New Year!
A new year calls for a new list of goals. I thought about going for a smaller number but then decided to aim high and fifteen seemed apropriate

1) Stay debt free
2) Save 12k towards house deposit
3) Start investing for long term
4) Run 5k in 30 minutes
5) Run 10k without stopping
6) Run in an organised race
7) Keep on top of housework
8) Declutter the house
9) Be more organised about life in general
10) Be more sociable
11) Look more put together
12) Finish my course module
13) Start my next course module
14) Get my course log up to date
15) Have a holiday abroad

That should be enough to keep me busy :rotfl:

BusPass_2

Stay out of debt.


Increase my savings.

lucyw88

I think I've finally settled on my goals being;
1. Either up sized home or got an extra 17k towards deposit, depending on how quickly our current home sells.
2. Stop the takeaways/expensive meals out.
3. Stop spending to cheer myself up

Knit_Witch

1. Save at least £215 in my ISA (50p per day)
2. Save at least £215 in general savings (50p per day)
3. Pay off at least £1k (£85 per month)
4. Read 215 books (4 per week)
5. Read first 10 Kathy Reichs books
6. Finish 2 colours on tapestry (at least!)
7. Stitch the Winnie the Pooh year
8. Knit 12 squares
9. Knit at least another 10 rows on the sweater
10. Learn Welsh
11. Lose 12 pounds in weight
12. Wear make-up 52 times
13. Do 4 recipes from cookbooks not used before
14. Do 13 new recipes
15. Make some mead

pathtofreedom

Here are mine

1. move to a new job and maybe a new house too.
2. lose 52lbs
3. walk 3k steps a day minimum - this one might be a bit too hard but I'm going to give it a try.
4. complete a course on coursera or edx - keep starting different things but not finished one yet
5. get a social hobby to make some friends, maybe art classes or ukulele group
6. stop the takeaways and cook more, or get cleaner to help cook instead.