What do you want to achieve in 2015?

Newyorkdreams

• Pay off 2 credit cards, 1 loan and £5,000 of debt. 2 credit cards and one loan paid off. :j YIPPPPPEEEEE! £2, 253 PAID OFF so far in 2015.
• Save £50 per month for emergency fund. £100 saved.
• Sort out mortgage. Instructed solicitor, leaving it in their hands for the time being.
• Finish Mini NYD nursery. COMPLETE! YAY!!
• Begin Mini NYD memory book (got the book, just need to start). Going to start thinking about this, this week depending on how hospital goes tomorrow!!
• Go away for our first weekend/mini break/week as a family in October 2015 paid for by cash, not credit.
• Write business and marketing plan for life coaching business with clear milestones, to start in April 2016.
• Spend quality time with my daughter when on maternity leave, make an effort to go to classes, walks and activities and not dwell on things that don’t matter (as much) e.g losing weight and getting fit.
• Continue to support my dad 100%, research rehabilitation techniques and never give up hope. Managed to get some respite charges waived (c. £600) and also challenged some decision making. It really makes my blood boil sometimes... no wonder my BP is above normal levels.
• Read 4 more books that expand my thinking. Not yet - going to library tomorrow so hoping to choose some books.
• Read the influence blog and apply it to my professional life. Started an e-book on the topic and read 2 chapters so far. Putting this on hold for now.

1.5 weeks to go until NYD due although if my BP stays high, this might be a bit sooner!


NYD xxx

FlacosFloozie

Hello to all the newbies and well done to everyone else on your progress.
NYD I'm sorry to hear you've been feeling a bit rough. Hope mini NYD hangs on a bit longer for you to get all your plans in place.


Anyway update from me...
1) Stay debt free £300 odd on CC 0% til May
2) Save 12k towards house deposit
3) Start investing for long term Shares sold, once money has cleared will be opening an ISA with a tracker fund.
4) Run 5k in 30 minutes No running this week re bad back.
5) Run 10k without stopping
6) Run in an organised race
7) Keep on top of housework Could be better could be worse
8) Declutter the house
9) Be more organised about life in general
10) Be more sociable Going out for a works meal tonight!
11) Look more put together
12) Finish my course module
13) Start my next course module
14) Get my course log up to date
15) Have a holiday abroad

rokat

Hi this thread is such a good idea! Well done on everyone's progress so far :T


I set myself 2015 targets that I've been updating on my phone but its a much better idea to update them on here! Hope you don't mind me joining in!


1. Lose 28lbs 5lbs lost so far
2. Pay £5000 off overall debt £455 paid so far
3. Make my job permanent in progress
4. Save £1000 in emergency fund £0 so far
5. De-clutter the house 0/5 de cluttered so far
6. Exercise 3 times a week 18/156

lazer-zxr

Hi everyone, I know it's late, but I'm in on this thread.
My goals for 2015:

- Payoff Tesco Credit Card
- Build up to do weekly park run from May onwards
- Run 10 miles per week minimum from June onwards
- Run 15 miles per week July onwards
- Live tidier
- Excel at sports at every opportunity
- Get an excellent rating on my annual performance review at work

stiltoncheese

Not been able to get on and post since my daughter was born so finally managing to catch up.

My progress so far...


1. Pay off my loan and finally become debt free (May 2015) ---> 3 payments to go
2. Save £1000 emergency fund (half way there) ---> Getting there
3. Save £1 per day to use towards Christmas next year ---> On track, have £90 and payday tomorrow
4. Save 20p per week no - should be £275.60 by the end of the year ---> As above, £77.60 in there
5. Re-start my uni degree in October ---> All registered, just need to wait for October to arrive
6. Hopefully move house ---> No news yet, waiting to hear if/when this can go ahead
7. Continue saving towards mortgage deposit so we can eventually buy our own home ---> Ongoing
8. Have my baby (due any day now) and find some new groups for me, DS and new baby to go to every week ---> Baby is here
9. Continue saving £2, £1 and 50p coins in a pot ---> Ongoing
10. Declutter some more of the house ---> Ongoing

Hope you are all getting on ok. Will have a read and catch up later today

in_need_of_direction

1. Improve sugar control, get at least 1 reduction in diabetes meds in 2015 long term
2. Keep up my £100 a month saving plan ok
3. Build up a one off saving pot of £1k for use in Julynothing further as need to pay a bill tomorrow and am not sure how much it is
4. Total mortgage payments by 31.12.2016 of £26805.30see sig
5. Lose half a stone by 30 June 2015:eek:3lb on since start of the year
6. Declutter 3 bags gone today
7. Run a 5k :rotfl::rotfl::rotfl:
8. Continue wardrobe overhaul see 6
9. Be less wastefula good week
10. Exercise at least twice a week A:rotfl::rotfl::rotfl:
11. Only eat out / take away food we want or while socialising. No more takeaways cos we can't be bothered to cook. :A
12. Pay rates in one go to gain discount (may2015)

Newyorkdreams

Pay off 2 credit cards, 1 loan and £5,000 of debt. 2 credit cards and one loan paid off. :j YIPPPPPEEEEE! £2, 253 PAID OFF so far in 2015.Save £50 per month for emergency fund. £150 saved.
Sort out mortgage. Instructed solicitor, leaving it in their hands for the time being.
Finish Mini NYD nursery. COMPLETE! YAY!!
Begin Mini NYD memory book (got the book, just need to start). Not had any time to do this yet.
Go away for our first weekend/mini break/week as a family in October 2015 paid for by cash, not credit.
Write business and marketing plan for life coaching business with clear milestones, to start in April 2016.
Spend quality time with my daughter when on maternity leave, make an effort to go to classes, walks and activities and not dwell on things that don’t matter (as much) e.g losing weight and getting fit.
Continue to support my dad 100%, research rehabilitation techniques and never give up hope. Ongoing.
Read 4 more books that expand my thinking. Not yet - going to library tomorrow so hoping to choose some books.
Read the influence blog and apply it to my professional life. Putting this on hold for now.

Mini NYD due in the next 4 days!

NYD xxx

in_need_of_direction

Omg to mini NYD. Make sure and keep us posted.

in_need_of_direction

1. Improve sugar control, get at least 1 reduction in diabetes meds in 2015 long term
2. Keep up my £100 a month saving plan ok
3. Build up a one off saving pot of £1k for use in July further £10 paid
4. Total mortgage payments by 31.12.2016 of £26805.30see sig
5. Lose half a stone by 30 June 2015:eek:3lb on since start of the year
6. Declutter another few books and a jumpre to go
7. Run a 5k :rotfl::rotfl::rotfl:
8. Continue wardrobe overhaul see 6
9. Be less wasteful a good week
10. Exercise at least twice a week A:rotfl::rotfl::rotfl:
11. Only eat out / take away food we want or while socialising. No more takeaways cos we can't be bothered to cook. :A
12. Pay rates in one go to gain discount (may2015)

any news yet NYD?

Newyorkdreams

Hi Everyone


I am delighted to let you all know that our beautiful daughter arrived on Monday 2 March 2015 in the afternoon.


She is absolutely perfect in every way.


I had a difficult time, and had to have an emergency c section, as well as having significant high bp issues and the sudden onset of pre-eclampsia, so it was not easy at all. But, the main thing is that she is here and we are both ok.


No update from me this week on debt busting - I have far better things to concentrate on! : )


Thanks for all your support folks.


NYD xxx