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What do you want to achieve in 2015?
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in_need_of_direction wrote: ». Improve sugar control, get at least 1 reduction in diabetes meds in 2015
nothing yet to report but am consistently having bad bad days
2. Keep up my £100 a month saving plan
yay. also got my first interest payment of £19.27
3. Build up a one off saving pot of £1k for use in July
£85 set aside from underspends so far
4. Total mortgage payments by 31.12.2016 of £26805.30
see sig. going the right way
5. Lose half a stone by 30 June 2015
5 pounds heavier than at start of the year
6. Declutter
am embracing kondoing where life permits
7. Run a 5k
Have had two out of twenty training sessions
8. Continue wardrobe overhaul
nothing happening currently
9. Be less wasteful
this was a good week
10. Exercise at least twice a week
Last week was the first time this year
11. Only eat out / take away food we want or while socialising. No more takeaways cos we can't be bothered to cook.
:j
12. Pay rates in one go to gain discount (may2015)
done
Hopefully things are going well for everyone.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0 -
1. Save at least £215 in my ISA (50p per day) - £63.00/£215
2. Save at least £215 in general savings (50p per day) - £63.00/£215
3. Pay off at least £1k (£85 per month) - £320/£1000
4. Read 215 books (4 per week) – 77/215
5. Read first 10 Kathy Reichs books – done
6. Finish 2 colours on tapestry (at least!) - done
7. Stitch the Winnie the Pooh year – 0/13
8. Knit 12 squares – 4/12
9. Knit at least another 10 rows on the sweater – done!
10. Learn Welsh
11. Lose 12 pounds in weight – 2/12 aaargh!
12. Wear make-up 52 times – 13/52
13. Do 4 recipes from cookbooks not used before – 3/4
14. Do 13 new recipes – 12/13
15. Make some meadMust use my stash up!0 -
Pay off 2 credit cards, 1 loan and £5,000 of debt. 2 credit cards and one loan paid off. :j YIPPPPPEEEEE! £4, 814 PAID OFF so far in 2015.
Save £50 per month for emergency fund. £200 saved.
Sort out mortgage. COMPLETE YAY!! mortgage all sorted and final 25% of house purchased and second charge removed. So relieved.
Finish Mini NYD nursery. COMPLETE! YAY!!
Begin Mini NYD memory book (got the book, just need to start). No progress - looking after a newborn is hard work!
Go away for our first weekend/mini break/week as a family in October 2015 paid for by cash, not credit. We are going away to Haven in June for 4 nights! Paid for by cash, not credit!
Write business and marketing plan for life coaching business with clear milestones, to start in April 2016 by September 2015.
Spend quality time with my daughter when on maternity leave, make an effort to go to classes, walks and activities and not dwell on things that don’t matter (as much) e.g losing weight and getting fit from week 6. Started baby music class, buggyfit, walk at beamish museum. Book onto a place at baby massage.
Continue to support my dad 100%, research rehabilitation techniques and never give up hope. Ongoing.
Read 4 more books that expand my thinking. Have chosen books - just need to time to read them!!
Read the influence blog and apply it to my professional life. Started an e-book on the topic and read 2 chapters so far. Putting this on hold for now.2019 goal
0/£150000 -
Pay off 2 credit cards, 1 loan and £5,000 of debt. All achieved! :j YIPPPPPEEEEE! £5, 321 PAID OFF so far in 2015.
Save £500 for emergency fund. £250 saved.
Sort out mortgage. COMPLETE YAY!! mortgage all sorted and final 25% of house purchased and second charge removed. So relieved.
Finish Mini NYD nursery. COMPLETE! YAY!!
Begin Mini NYD memory book (got the book, just need to start). No progress - looking after a newborn is hard work!
Go away for our first weekend/mini break/week as a family in October 2015 paid for by cash, not credit. We are going away to Haven in June for 4 nights! Paid for by cash, not credit!
Write business and marketing plan for life coaching business with clear milestones, to start in April 2016 by September 2015.
Spend quality time with my daughter when on maternity leave, make an effort to go to classes, walks and activities and not dwell on things that don’t matter (as much) e.g losing weight and getting fit from week 6. Another week of activity, visit to my work and gym. Going out for a family day tomorrow.
Continue to support my dad 100%, research rehabilitation techniques and never give up hope. Ongoing.
Read 4 more books that expand my thinking. Started a book on saying no positively.
Read the influence blog and apply it to my professional life. Started an e-book on the topic and read 2 chapters so far. Putting this on hold for now.2019 goal
0/£150000 -
This year my goals are:
Will update each week x
1. Pay off £5000 of debt Paid £885.22 so far
2. Loose 2 stone at Slimming World (lost 1&1/2 stone Sept - Xmas) Enjoy SW, am part of the social team, lost 1 stone so far this year
3. Sell treasures on facebook, bootfairs and ebay Started and so far made £444
4. Paint bedroom Not yet
5. Lay patio Haha grr rain
6. Sort & tidy attic Yes all done
7. Develop all photos and put into albums Have nearly finished albums but need to develop last 100 picsPay ALL your debt off by Xmas 2023 #59 £7008 Paid £570 Owing £6438 #1 H1 £151, #2 H2 £100, #3 O £200, #4 M £1500, #5 Z £295, #6 C1 £340, #7 L £1084, #8 N £840, #9 C2 £19300 -
Stereochild wrote: »
My updated goals for 2015
1. Become debt free DONE
2. Save [STRIKE]£3k[/STRIKE] £7k into my full Emergency Fund Saved £1k
3. Stick to my budget Working on it
4. Lose 1 stone in weight Lost 4 pounds!!!
5. Read the books I have before buying more Not really working as I have bought 3 in the last month
6. Save $10k/£5k towards my house deposit by August Saved £1k
7. Write a letter every other month to my sponsor kids Need to write letters this weekend
Not doing as well as I could but my major goals, like my saving for my house deposit and my EF are going okay, which is the main thing guess. By not keeping to my budget I am only delaying my dreams.Debt free 24/03/2015./ On Dave Ramsey's Baby Step 3./Full Emergency Fund 2500/6000./ Got mortgage on the 28/08/15./ 2015 MFW #117 1242.89/20000 -
My aims in 2015:-
1. Redo The 21-Day Fast by Michelle Singletary. For 21 days you only spend on necessities.
2. Apart from the above, stop frittering away cash on stuff I don't need eg sweets magazines.
3. Pay off Overdraft and one credit card.
4. Housework - do a bit each day, don't let it pile up!
5. Declutter house - my friend thinks it's so funny, how many books on decluttering I have!
6. Do a joint car boot sale with afore mentioned friend. I made £14, £62, £32 in my three sales.
7. Sell something on Ebay.
8. Save roadkill in sealed container, open on 1/1/16.
9. Treats don't need to cost anything - the best things in life are free - I'll draw up a list.
10. Read 120 books this year - read 40 so far.
Good luck to everyone with their challenges. :hello:0 -
Wow! 120 books in one year! I find it hard to read one book in 6 months!!! (But I do have a fantastic excuse!!).
I'm still impressed!
NYD x2019 goal
0/£150000 -
Aims for 2015:
1. Pay back my brother
2. Pay off Halifax
3. Pay off Barclaycard
4. Create a capsule wardrobe: sell everything else on eBay!
5. Plan for Christmas and do not get into more debtLBM April 2014: Every Single Penny Counts
Overdraft: £[STRIKE]1000[/STRIKE] £580
School Fees: £5500
Barclaycard: £6709.05
Halifax: £5280.560 -
Dolly Rocker - you have been a bit quiet - all ok hon?? xxx2019 goal
0/£150000
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