NST; January Challenge- The Money Saving Game

cupcake-queen

I've been a bit slack on the positives and reading all this sad news has made me realise that I am just grumpy and fed up with January.

Today I'm grateful for,
1. My business. 2 years ago I created my friend's birthday cupcake tower and I wished so hard to make it a business that it's actually happened. Its taken a lot of work, determination and late nights but it's been 100% worth it.
2. Yesterday a family friend announced that him and his fianc! are expecting a baby boy. They are also one of bride and grooms this year.
3. I have volunteered through the charity, 'baking a smile' to create a birthday cake for a child who suffers a medical condition. I don't do a lot for charity due to finances but this is something I can do to brighten a familys day and boost my business at the same time.

thriftylass

Good morning,

some promising news. Friend was transferred to a bigger hospital. They woke her up yesterday and done a few tests like if she can move body parts and follow with her eyes etc. All looking positive so far. They put her back under and she needs another operation but hopefully it won't be the worst case scenario I imagined.

Tody should be another SFD. Will write a tight shopping list today to last for most of next week. And write down what we have left in the freezer etc.

That's all for now

Today I'm grateful for

1 the NHS and great doctors and nurses
2 crocheting and plasters to cover the blisters from it
3 and teething gel and calpol

traveller

Hi everyone, so sorry for all the ups and downs and sad news

Thrifty, so glad things are looking up for your friend

Mothernerd-Happy Belated Birthday

Sorry I have been AWOL. My eldest has his own business, this is the first year it's been registered as he finished Uni last summer and it's now serious. Did he know exactly what returns ect he needs to make, has he made steps to get an accountant? Oh no he said-I thought I could do it all myself :mad: After many calls to HMRC on his part, he kind of seems to have grasped what he should be doing-I think, but I was worrying about him.

I've been looking at ways to be more efficient at home as I'm constantly tired and It's a waste of energy really. Oh and I think the mice that we had years ago are back with a vengance since our lovely Tyson our cat died two weeks ago, I could hear scraping from behind the bookshelf on Tuesday evening, but nothing since. Terrified of the things, but will lay traps ect

Today should be a NSD. Yesterday did my monthly food shop, so should be ok for a while, but spend nothing else. I'm determined to try for May to clear my debt and have really closed my eyes to spending-so far I'm working from home today, so feel a bit more relaxed. Ds has gone to a meeting with a record label with some prominent artists, hopefully it will go well for him, but more to the point, no music disturbing me while he's editing videos,lol.

Today, I'm grateful that despite my moaning, my eldest is a good example for my other 3 children-it makes my job easier.

My health and family

When I was putting the food away yesterday and ridding the fridge and freezer from food that really should have left ages ago I was grateful I was moaning there was not enough room to put it all. As opposed to not enough food for too many people.I vow to make sure nothing will be wasted now. This really tends to happen when people ask for things as opposed to me sticking to my list.

Well chin up everyone and lets keep going! I know it's easy to feel we are not making a dent in our debts sometimes, but the beginning is always the hardest, as your laying the foundation for change. But remember, no matter how long it is predicted to take to clear it, keep strong and chip away. That time will pass regardless and it will be great to have acheived your DFD after it has :T

Bobarella

Hi All
Was thrilled to find a brand match coupon for £2.84 on my way to do the school run. So another day I have managed not to crack despite the world's longest month.
Today is NSD 12 yippee!
Today I am grateful for
1. People trying to do their best for you. It is much appreciated.
2. Sharp eyes
3. The time this morning I spent rearranging the front room. It looks great.

Bob

mothernerd

Another SFD. Thanks for the birthday wishes - it maybe wasn't everyone's idea of a good time but I enjoyed it. Very sleepy today - stayed up late sewing.

Today I am grateful for COLOURS and the ability to see them,
for DAYLIGHT - still light at half past four (even if it was light grey)
and for FOOD and having enough (still making meals from odd bits in the fridge and freezer - need to have a cooking day at weekend, just cleared the washing up mountain and counted the onions).

apple_muncher

Today I am grateful for getting in a good walk at lunchtime, for 'sourcing' a new present for dd's friend's party from a ch shop (was feeling stingy for doing so, but am also knitting her 2 pretty owls), for dh not being late home from work, for being able to shrug off annoying colleagues, for reading with dd all snuggled up in fleecy blankets.

Samiszel

Today I am grateful for:

1. Skype- to chat to my brother on the other side of Europe
2. A voucher code not working when attempting to order myself a takeaway this evening... resulting in me giving up and gaining a NSD and avoiding unnecessary calories.
3. The fact that tomorrow is Friday and I'm off to Dublin for the weekend with my best friend (who has a house over there, so no spend on accommodation )

Fmess

Evening all,


Spendy day today as bought the two copies of the paper with the Ald! voucher. Took LTW and walked the dogs Trying to just keep on track as much as possible as the month seems very lengthy. However, tomorrow is payday, the debts to me will get paid back by friends and family and I can pay a little more off the debt.


Today I am grateful for;
1.) OH's cooking skills and his willingness to cook dinner every night
2.) Going on a school trip tomorrow - to the zoo :j :j :j :j
3.) Having good honest friends

ilovetea

Sneaks back in.....


Sorry to hear all the bad news that people have had.


Not sure where the last couple of weeks have gone,no reason for not posting really.
Managed 14 NSD so far. Spent £82.77,mainly on fruit and veg!
Have been menu planning which is good as I'm trying to loose weight,and sticking to a plan is helping.
Sold a few bits on e-b*y,so more money has gone into saving.
Grateful that we have had no snow here...yet.
Will try to post and read more often.

ilovetea xx

liltdiddylilt

SFD #14.

Grateful for the lack of snow here, for kids medicines, my electric blanket and coffee.

Mothernerd happy birthday for the other day!

thrifty great news about your friend!

Sorry for short post guys. Blame my equally short temper today xx