📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

NST; January Challenge- The Money Saving Game

Options
1575860626380

Comments

  • Samiszel
    Samiszel Posts: 610 Forumite
    Debt-free and Proud!
    Thanks for the tip, apple :)

    Today I am grateful for:
    1. Food ready in my freezer for when I can't be bothered to cook from scratch... like today
    2. Having a roof over my head, even if it still is at 11.5 degrees inside!
    3. My parents. Just because. :o
    Letting Go NST #17
    NSD 1/15; LTW 0/9; budget £0/£250; food £5.20/£120; steps 0/31
    Make £10 per day in Oct: £30/£310

    Mortgage: £214,702.15
  • Fmess
    Fmess Posts: 2,920 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Combo Breaker
    Evening all


    Bob - the voucher is in the M!rror tomorrow and is £5 off a £40 shop, it usually has an expiry of about a week or 10 days. There are also product specific vouchers which I love to use to get any products we already have but to try some products we've not tried in ald! (and they've always been lovely).


    SFD number 13 today :) LTW :) and went to the gym and ran on the treadmill after work :) Also 1lb more lost (actually 3lbs lost but had put 2lbs back on in the meantime!).


    Looked at the diary and although there are plenty of days left in the month, I might struggle to get 18 SFDs as I have so many days that I have planned spends on (appts etc). Oh well.


    Payday on Friday :j
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • apple_muncher
    apple_muncher Posts: 15,238 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Samiszel - isn't 11 degrees the temperature of a cave?! Or is that 9? Chilly!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Started to declutter the house, bathroom and DD2 done.Due to OH lazyness yesterday( couldn't be bothered to put bread maker on and i'd gone to bed as soon as we got in), he paid £1.68 for bread today:mad::mad::mad::mad::mad::mad::mad::mad::mad: asked him if it was gold plated!!!
    1) snowball fights with DD1
    2)DD1 and DD2 and Oh building snowmen in the front garden, one of them is looking into the house.:cool:
    3) Warm clothes
    budgets = food gone:eek:/ petrol almost gone:eek:/nsd:mad:/ Treats: where the money gone? far far away:mad:/exercise not happening/declutter: only my purse:(
    time for me :fat chance
  • Good evening everyone!

    Yesterday:
    Got woken up by DH announcing that he was taking DD to school and would go shopping while he was out because we are desperate for loo roll. I shot out of bed to remind him of the stockpile in our downstairs loo and prevent him ruining the shopping budget (he would have come home with £20 worth of stuff!). I went into college late and was back home by lunchtime. DH and DS had polished off everything I had taken out for lunch so that put me in an awful mood! DH then proceeded to constantly make DS shout and scream while I was trying to get on with uni work, and when I snapped at him for it he stormed off upstairs for the rest of the day and refused to come down at tea time. On the plus side, I stuck to meal plans and it was a SFD.

    Today:
    Got stuck in traffic this morning which meant DD was too late for breakfast club, so I gave her the cereal bars I had packed for myself. I was in work so once again had no breakfast. I had pre made spag bol for lunch though so not all bad. Stuck to meal plan tonight and made a stir fry to use up loads of veg. Found some ham in fridge that needs using so have combined with mushy peas and stock to make soup for lunches. Today has been SFD.

    I am grateful for:
    Tins of soup and beans that MIL donated to us ( because she had gone so overboard on shopping she couldn't fit any more into her kitchen cupboards!!!!)
    We have no snow here (I hate the stuff!)
    An alternative route home so I didn't get stuck in the traffic again
  • mothernerd
    mothernerd Posts: 4,858 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Debt-free and Proud!
    Another SFD - it's alternating rain and slushy snow so not left the house.

    Nine years to go to retirement so did some practice - sleeping, reading and sewing.

    Today I am grateful for takeaway curry (the leftover curry from last year that I put away. It didn't get eaten at Christmas or new Year and though I have been tempted a couple of times I saved it for my birthday)
    Books - loving the latest from the library, a slightly quirky detective novel.
    Sewing - over the last two days I have nearly completed a cushion cover that was started somewhere between 10 and 15 years ago. Covered an area approximately 18" x 5" but in separate patches. It doesn't 'go' with anything and it's not what I would normally say is 'my kind of thing' but it makes me happy just to look at and I think I will be keeping it once I FINISH it.
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST SEP No 1 No Debt No mortgage
  • Fmess
    Fmess Posts: 2,920 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Combo Breaker
    I'm a little bit groggy having just woken up but that means it was your birthday yesterday mothernerd? HAPPY BIRTHDAY :)

    Today I will lose a SFD and buy two Ald! vouchers and therefore will save at least £10 on next month's food budget. If you want one I advise buying the paper earlyish, last time I missed it as didn't buy one before work and then couldn't find a shop with a copy left :(
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • apple_muncher
    apple_muncher Posts: 15,238 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Belated _party__party__party_ mothernerd! Hope it was an enjoyable day x
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Groceries 15th Jan - 15th Feb £32.82/100
    Fuel 15th January - 15th February £0/£50
    Spending money - 6.38/11.37
    Lunch to work: 13/19
    Lunchtime walks at work 15/20
    Food bank 0/£3
    SFDs: 8/18

    SO very very tired this morning.... and have to leave shortly. Send tea. :)
    Proud to be debt free September 2014. :j

    Sisu.
  • Sorry for missing you all yesterday! I did not get the early finish I was promised, so I started early and finished late and then was straight out after to the cinema for orange wednesday. Went to see Into The Woods- me and my 5 friends all fell asleep at various points in the film so I guess that pretty much summed up the film. Very disappointing as I was so looking forward to it!

    Belated Happy Birthday mothernerd!! :)

    Catch you all later after work x
    :coffee:
    *Do More of What Makes You Happy*
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.