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NST; January Challenge- The Money Saving Game
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quick up date yesterday went to the B@@ts sale and got most of this years presents and today went and bought lots of YUk trucks for this years christmas presents reduced in a closing down sale.Seems strange buying at this time of year but felt we still spent too much on christmas.
things i'm grateful for yesterday.
1) that we celebrated my mum's birthday
2)Fresh air
3)Snuggly duvet
today.
1) services that keep us safe and well.
2)looking forward to tasting DD1 food tech experiment!
3) A roof over my head.budgets = food gone:eek:/ petrol almost gone:eek:/nsd:mad:/ Treats: where the money gone? far far away:mad:/exercise not happening/declutter: only my purse:(
time for me :fat chance0 -
Good morning,
the storm has hopefully passed but now it's freezing (about 0C, expected to go way lower). But the sun is shining.
Today will be a spend day as I'll pop to lidldidle during lunch and get fruit, veg, meat. Tonight we'll pop to Tesco to get nappy bags and wipes etc which I like better from there and they are the same price. Won't allow OH to put beer in the trolley though. A friend called yesterday and asked him down to the pub. OH told me he's skint but went anyway :eek:. That's money for god knows how many drinks, a taxi back and the car is in town :mad:. I told him I don't have any money either apart for food. So definitely no drinks for him tonight. I'm on Dry January anyway.
My work mate brought me in her set of crochet needles that she doesn't need any more and "paid" her with a little stash basket I crocheted last night.
LaterDEBT 02/25: total £6100 Debt free date 12/250 -
Happy Friday Folks
Will have to spend today joys of dentist.
Need washing up liquid and better get some veg, milk as it has snowed at home this morning. May need to stock up on chocolate, however as havent ate it for ages not craving it.
Watchdog programme last night didn't impress me much - sounding like Shania Twain here. #165.00 a week on food, really some people are just stupid and wow now cut back to 85.00 a week now. I am sure that we savvy savers on here could teach them a lesson or two. Only me at home so far this month my food spends, excluding everything I put into that total( trainers, dress and jogging bottoms, hair dye )comes to 33.48. I can't cope without lots of fresh fruit and veg. Plus I do feed daughters/grandson at least 3 times a week.
Todays happy/ grateful list
1.Good health, and no real worries.
2. Nhs Dentist appt today - sad but if it saves me 500 pounds in total - very happy.
3. Lovely home and no one to answer to or put up with. Bit selfish but sometimes love my own space. Kermit onesie and wine night tonight woo hoo.LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/220 -
Happy Friday everyone
Sorry I haven't posted in a while, been completed knackered of late
Calling I too watched that Watchdog episode :eek: I couldn't believe what I was seeing! I spend less than that PW and there are 5 of us!
I hope you have all been well.I will catch up when I get home. Nothing much to report. My daughter has resumed her tutor for chemistry. He's moved out of London, so that's £45 per week instead of £35. I'm also determined to take my little fella to NY in the May half term. This means I have to up the anti and become debt free before hand, so it's game on,lol. I'm so fed up with the cold dark nights, I pretending there is excitement ahead
Well take care everyone and have a good weekend:A Your Always in my heart, you never ever will be forgotten-9/9/14:heart2:0 -
Cupcake queen- I left home at 16 unable to even cook pasta. My mum had a tiny kitchen at home and didn't enjoy having us underfoot. I am 100% self taught & have even run a commercial cafe kitchen in my short career
so it is possible to learn. I allow my 6 year old to help me at home, he even chops veggies with a sharp knife under supervision although I keep him away from the oven as yet. I believe every person should have a basic understanding of how to feed themselves it's life skills 101. A sad failing in this country over the past 60 years.
Calling - I agree, not sure if you read my own comments above. Again a basic understanding of home economics would nix that in the bud for school age kids. Why we have a government who want everyone to have a degree whilst failing to understand how to feed themselves or manage their finances is beyond me." Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
I allow my 6 year old to help me at home, he even chops veggies with a sharp knife under supervision although I keep him away from the oven as yet. I believe every person should have a basic understanding of how to feed themselves it's life skills 101.
We started doing the same. I am taught by my mum, OH is mostly self taught. we let DS, 3 (nearly 4), help too. Like mixing the increadients for cake, putting toppings on HM pizza or chopping mushrooms (with a plastic knife still). He learns the name of veggies etc. Seems the most normal thing but they did once a documentary where kids could not identify the most basic veg or knew where milk comes from :eek:DEBT 02/25: total £6100 Debt free date 12/250 -
Samiszel - are you still coping without any heating and hot water? Have you any plug-in heaters? Brrrr!NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0
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Evening all
Sad day in our house as a very good friend's parent has just passed away at a young ageIt has become spend day as we want comfort food and have been so good lately that I think it's worth the spend.
LTW was achieved but no exercise, we are hibernating this weekend apart from dog training later and going round to support our friend (only child and divorced parents).
Looking forward to payday, which is a week today, as I'll be over half way to debt freedom :jLBM = 07/09/13 Debt = £13339 (100% cleared)
New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid0 -
Hello everyone, I've enjoyed keeping track of everyone's successes, and hugs to anyone who needs them. I think I found a bit of roadkill in my house last week, but nothing in the outside world.
Don't think it's January specific, but I am definitely feeling a bit blue and have been mostly hibernating this week, although that does keep the NSDs comingUp to 11 now and today will probably be 12. Staying indoors has meant lots of research on pensions, which is my next thing to figure out a strategy for, with the help of MSE forums and the magic of the t'interweb.
Today I am grateful for:
- MSE forums for advice on pensions in particular, but for you lovely lot as well
-Two very nice ladies who helped me with pension queries over the phone.
-My home, which is keeping me out of this nasty weather, even though I'm refusing to put the heating on, and which I today realised I've paid £20k off in 4.5 years.NST September: SFD 17/20, food £62.87/£60, travel £61.55/£40, Outings £39.80/£100, Allotment £7.17/£30 Other: £42.32, Meditation ?/30.
NOT BUYING IT! 2015 - A Consumer Holiday.
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Thrifty -I think that was the famous Jamie Oliver Turkey Twizzlers programme James School Dinners? You are right though it is horrifying that children don't know where their food comes from." Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200
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