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NST; January Challenge- The Money Saving Game

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  • stewby
    stewby Posts: 1,206 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Sorry to hear about your loss fmess. I hope you and your friend find the comfort and support you need from each other.

    Today has been sort of good in a way. I have spent money but for the first time in many years have been wise in my spending.
    Home insurance is due in Feb and tescimos have upped it to £142. So... for the first time ever I went onto TCB and had a nosey on there first. I now have home insurance from the car peoples with free car breakdown cover in the UK and cash back.
    Sub-Total = £113.
    Minus cashback of £43.
    Grand Total for a year = £70!!!!!
    :j

    Today has been a spendy day, as was yesterday... however, we saved a tenner in shopping (I had a voucher from work and we had a morries voucher too).
    Total left in the shopping budget is £30.70
    :)

    We are currently removing coins from the budget and putting them into savings pots if they are 10 pence pieces or less which is kinda why our receipts don't match the money leftover. So I have started just counting what is left in our food budget purse.
    :o

    We are currently debating our supper tonight. We have two choices... that popular game which provides pizza (can get two large pizzas for £21 which will do two meals) or making our own dough and therefore our own pizzas. To disappoint you all, I am the one suggesting the take-away. Emails are very evil as they are designed to tempt you into buying stuff and I am very easily led into temptation.
    :embarasse

    Loving the latest installment of NSK's journey. Absolutely loving the photographs of all the food. Not helping stop my travel bug at all. Still desperate to go on holiday somewhere. Think we might have found a cheaper way to go though... so fingers crossed.
    :undecided

    Hope everyone is having a lovely Saturday.
    Hugs.
    Mortgage: £0/£80,329.91
    Savings: £0/£6400
    :love:
  • another nsd as i've been on a course all day come home to homemade stew in the slow cooker.:D
    hugs fmess
    budgets = food gone:eek:/ petrol almost gone:eek:/nsd:mad:/ Treats: where the money gone? far far away:mad:/exercise not happening/declutter: only my purse:(
    time for me :fat chance
  • thriftylass
    thriftylass Posts: 4,033 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    stewby 21 quid for two pizzas :eek:
    DEBT 02/25: total £6100 Debt free date 12/25
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Lilt - how did you get food poisoning? And even more fascinating how did you get £15 of nectar points for spending £47??
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Bobarella it was Jellytot. Him cooked her dinner of salmon and veggies and she ate it happily... then was sick at 11pm and completely covered the bed and herself. I checked the fridge and the rest of the uncooked salmon I should have eaten but didn't because I got a Burger was in there. It smelled a bit funky so I think it was that!

    And the nectar points.... The machine spewed out all these coupons the last couple of times I went in. 600 points for £30, 800 for £40, 700 for £25 on clothes, bonus points on soya milk and barbecue sauce and chicken... Double points on my shop. The very lovely woman who was at self serve added the extra points manually when the coupons stopped accepting. End result, £15 of points!!

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
  • thriftylass
    thriftylass Posts: 4,033 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Spend day today. £6 for DD's passport pictures and a tenner in Tesco on 4kg rice, sponges and a tub of crisps. Also put 40 quid in the car as we had 16 p off a litres and the price was down to 103 p. Got 45 l. Will get that back from OH on Tue when he gets paid. Try to keep my wallet shut now till the milk or fruit run out, hooefully not before Friday.
    DEBT 02/25: total £6100 Debt free date 12/25
  • mothernerd
    mothernerd Posts: 4,858 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Debt-free and Proud!
    SFD. Not been outside the house. Practicing my hibernating skills, eating from the fridge. Wearing loads of layers.

    Good Things
    1) lovely food - lo mash potato with turkey and 4 veg, slightly strange but did the job smoked mackerel with beetroot plus cauliflower dhal. Carrot cake.Last bottle of fizzy water to cheer things up.
    2) Thinking problems through - have an invite to a cousin's birthday but a number of issues to work through - will I be off crutches, can I get anything on my feet other than bed socks, etc so working through has been helpful.
    3) Spoken to all three of my sons today and all pleasant exchanges (one did want a favour though).
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST SEP No 1 No Debt No mortgage
  • LoveaDove
    LoveaDove Posts: 491 Forumite
    Debt-free and Proud!
    stewby- Superb savings!! :T

    lilt- That was some epic nectar points couponing! :j

    Onto 10sfds :cool:

    I have spent most of my day cleaning and moving stuff. Night in with OH and free fish and chips courtesy of his lovely ma! So noooo spends!

    Positives:
    • Spending time with my kitties. I've missed them since moving!
    • Free meals!
    • Cozy free night in with OH :)
    :coffee:
    *Do More of What Makes You Happy*
  • Thanks Loveadove I think I am on a bit of a roll, getting money for nothing ;) karma maybe hahaha! Loving the free fish and chips! Did you give some to your kitties ;)

    SFD #10 here.
    Total groceries: £115.20/£150 & tomorrow is batch cooking day
    Added my naughty food, and the £29 clothes into my sig. Next month my misc budget is NIL.

    Positives:
    Healthy happy Jellytot
    A child free couple of hours in the afternoon after a trying morning
    For all of the stains coming out of the stained clothes and bedding from last nights drama

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
  • apple_muncher
    apple_muncher Posts: 15,240 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Today I am grateful for finding 20p roadkill, for a few flakes of snow falling (before it reverted to rain - grrr), for a fantastic ELSA who gave dd a birthday party to remember, for my Agatha Christie book, for dd falling asleep before 9pm (wonder of wonders!)
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
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