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2015 mfw

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  • Can I have some advice please? :)

    I've just upped my mortgage payment by a static £20.58 per month to make it a nice round figure. I'm not technically overpaying at the moment (doing bog standard saving instead) so is this small figure worth keeping track of?

    This thread last year kept me right on target but I'm not sure how to set a target when I'm only OPing £20 a month and little bits here and there?
    2016 diet challenge 16lbs/42lbs lost

    2014 MFW #114: £5000 overpayments made
    2015 Savings Challenge #65: £6000 saved
  • #19 again, reporting another £132.41 overpayment for February - most of which came from a £100 switching bonus from Halifax.


    Running total for February is now £334.03. Pleased with my progress to date. This challenge is definitely keeping me motivated. Thanks again!
    2015 MFW #19, 2015 overpayment target: £4,559.83 from revised target of £3,600 (@ 2 December 2015).
  • Tony_R
    Tony_R Posts: 280 Forumite
    PPI Party Pooper
    Hi All,

    #88 with an overpayment of £580.
    MFW 2015 - #88 £3,345 / £3,500
    MFW 2014 £2,990,MFW 2013 £7,905, MFW 2012 £12,216
    Opening Mortgage Balance (15th July 2010): £200,999
    Current Mortgage Balance(2nd July 2015): £150,999
    Total overpayments to date: £30,292.00
    Updated 19/05/2015
  • Evening all, No 127 here.


    SO of £100 as normal.... lets see if I can add to it over the month :P


    M
  • No.98 - OP for Febuary £500. :j
    MFW No.98
    Overpayments Target 2015 -£5000
  • No 15 - OP for February 459 capital repaid from normal monthly DD plus an extra 1000 - total £1459
    Declutter 2023  110/520
    Jan grocery challenge 324.44/350 25.56 spare
    Feb grocery challenge 204.45/280
    March gc 0/310

    23 minutes a day self care, decluttering, tidying or cleaning 
  • No 56, First OP of the year £265 :)

    mortgage destroyer In my case I reduced the term but it was probably psychological as it felt better to see the end date change.

    Sorry haven't updated my OPs lately.

    Have done a further £100 in Jan and £165 + £150 in Feb

    Total so far £680.00
    MFW 16 No 33
    2016 OP Paid/Target 2063/£2063 (100%) COMPLETE
    Mortgage Free - Apr 2016 -DONE!:j
  • "Found" £45.55 in fuel money we didn't need this week so added that to the OP pot ;)

    That's £70.55 for feb so far and £100.55 in total so far I think

    Chocs
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Elantan No 18 £350 taking my total to date to £700
  • beanielou
    beanielou Posts: 95,578 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    elantan wrote: »
    Elantan No 18 £350 taking my total to date to £700

    Wow, thats fab el :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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