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2015 mfw

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  • kitjos
    kitjos Posts: 223 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    #104 with another Feb OP of £200 - making Feb total = £315. Doubt there will be anymore for this month but im happy with that - onwards to March :D


    Thanks Lomcevak x
    "Don't underestimate the value of financial security"


    Wanting to be mortgage free by 45. £155,000 start / £86,880 currently

  • greent
    greent Posts: 10,764 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    No 35 reporting January's OP figure of £1325 :)


    Thanks :)


    x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Lomcevak thats fine for the split ( it was actually £950 in January and £50 in February ), I'll update properly now as and when I make OP's. The most we can OP in a month is £999.99 so aiming to get as close to that as possible.


    So with that in mind #106 with another OP of £100 for Feb ( I think thats my number, it is on the spreadsheet? )

    The next OP will probably be when we get paid at the end of the month
    New House... New Mortgage! February 2017: £144,000 :eek:
    Current Mortgage Balance: £96,440.99
    2017 OP's:£5,935 2018 OP's: £11,956.00 2019 OP's: £11,988 2020 OP's: £1,998
    Total Debt[STRIKE] £29,209[/STRIKE] £0 :j:j:j Debt free 6/8/16
  • saver03
    saver03 Posts: 651 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    99 reporting my February OP of £100

    Slowly slowly catchy monkey :rotfl:
    LBM 14/12/06 £21,947.17 DEBT FREE 12/04/09
    MFW - December 2010 £76,199 - 4th February 2021 £37,360.90
  • utopiah
    utopiah Posts: 316 Forumite
    Part of the Furniture 100 Posts Combo Breaker Mortgage-free Glee!
    N0.43 made my very first over payment of £625.00. Feeling great :-)
    Also I have shaved 6 months off my mfd now stands at November 2027. Determined to get this down.
    Mortgage free 25/9/2019 8years and 7 months early 😁😁😁
  • Wirenth
    Wirenth Posts: 899 Forumite
    MFW #11 reporting in with an overpayment of £1051 for February.

    Is it sad to look forward to OP day more than payday??:o
    Good, clean fun.... :D
    MFW #11 2015 £7657 / £8880
  • JCL
    JCL Posts: 574 Forumite
    Debt-free and Proud!
    First OP for February is £100 - MFW number 41. Thanks Lomcevak. :)
    MFW 2015 #41 = £20,515/£20,515
    MFW 2014 #41 = £26,100/£25,000
    MFW 2013 #41 = £10,000/£10,000
    Original MF date = May 2036 - MF achieved on 15 June 2015
  • We made an OP of £1,000 at the beginning of the month and i totally forgot that i hadnt posted here.


    Thanks Lomcevak for keeping the thread.
  • #27 here!

    Another £20 paid off the mortgage. Really looking forward to next week when I get paid and can make a £800 overpayment.

    Now overpaid £1734 in total in 2015.
    • Mortgage over-payments to date: = £16,746
    • Original redemption date: August 2043
    • Current redemption date: July 2041
    • Debt: £15,930
    • Savings: £12,430
  • fluffysox
    fluffysox Posts: 1,060 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi folks,
    Sorry I have been AWOL, been very busy trying to move house. Our house is under offer (although zero progress on sale- getting very worried) and we have had an offer accepted on a house we love. In the meantime, we are trying to avoid spending money.
    This month, 2 cars need insuring and two MOTs but now thats all sorted can transfer the rest of our cash as an OP.
    Anyway not sure if I have reported any OPs for january (£125) but the total for the Year 2015 so far is £2025 overpaid :)
    My intention is to avoid overpaying for now and build up some cash to pay for survey etc so that will probably be the last OP until we know more about moving (fingers crossed it happens :( )
    Thanks everyone ;)
    2016 MFW OPd £2000, 2015 MFW OPd 3000 then bought new bigger house with bigger mortgage.
    MFW OPd 2014 £2000 2013 £9700 2012 £2848.39 2011 £2509.58 2010 £11000 2009 £112002008 £4939 :D
    Beautiful boys born May 2011 and October 2013 :)
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