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2015 mfw

edited 6 September 2015 at 7:27AM in Mortgage-Free Wannabe
1.2K replies 78.2K views
LomcevakLomcevak Forumite
923 posts
Eighth Anniversary 500 Posts Name Dropper
✭✭✭
edited 6 September 2015 at 7:27AM in Mortgage-Free Wannabe
Welcome to the Mortgage Free Wannabe thread for 2015 :D

This thread is for anybody on the journey to mortgage freedom to set targets and report progress during 2015, whether you're a brand new mortgage free wannabe or on the final stretch of the long slog. The challenge runs until 31st December 2015, and you can join or change your target at any time up until that point.

Links to previous challenges are here
To join, please post on the thread and i'll allocate you a number - if you want to keep your number from this year then let me know, I won't start allocating numbers for a few days yet. After that, it will be first come, first served. Then to provide updates or change your target, just post on the thread or fill in the form here.

Update 26/08: the form doesn't seem to work well for me, most of the time I just see a blank spreadsheet although occasionally it seems to work, so i'd prefer updates via the thread if possible. If i've missed out an update you submitted via the form then please let me know


A few requests from me to make keeping track easier:

  • When providing updates, please include your MFW2015 number and the month you are updating (this is hopefully required on the form).
  • Multiple overpayments in a month are fine, but it will really help me if you keep a running total when reporting updates (e.g. ...another OP of £200, which makes £600 in total for April...)
  • It's fine to miss a month or two and then provide updates for several months in one go, but please make it clear what you want allocating where.
Updates on the thread can be as long or short as you like :)

I'll try and update the spreadsheet weekly, although I juggle very busy work and family lives so may occasionally be gone for longer. I will 'thank' your post when I've updated the spreadsheet, so you can see that it's been added. And I'm bound to make the occasional mistake, so if I've missed your update then just let me know on the thread or PM me.

See how we are all doing on the big MFW 2015 spreadsheet here

List of 2015 MFW numbers, participants and targets: (last updated 06/09/15)

1 apple muncher £13,000
2 clippy_girl £3,500
3 froddington £3,000
4 jodles16 £4,070
5 clarew £2,500
6 haras_nosirrah £10,000
7 Cream Tea £4,800
8 ecoelle £1,200
9 ourcornercottage £5,000
10 Maybe_its_because £6,500
11 Wirenth £8,880
12 Lomcevak £15,000
13 VoucherMan £8,000
14 amycool £6,000
15 mfwin2019 £16,000
16 Vinnybro1988 £5,000
17 ang4k £2,000
18 elantan £2,000
19 Longley09 £3,600
20 theyorkbrood £3,600
21 newgirly £20,000
22 Miss money penny £5,200
23 muddywhitechicken £15,000
24 choccielover £2,500
25 Scale Rule £3,000
26 Southernman £2,500
27 PiggyBankShaker £11,000
28 MortgageFreeMimi £30,000
29 couponchaos £11,000
30 flyingmamma £15,000
31 FacelessNumber £3,000
32 laura_hoggle £4,500
33 jeepjunkie £6,500
34 gallygirl £18,000
35 greent £12,138
36 pinkteapot £15,000
37 MiffyMFW £7,150
38 usa1 £40,000
39 sillyinthepast £2,500
40 Crumpets £3,000
41 JCL £20,515
42 Danny5 £8,000
43 utopiah £8,000
44 jmf76 £1,200
45 lauraw82 £3,000
46 Debtfreefreedom £2,400
47 Wombatchops £2,000
48 Newme2014 £5,000
49 PopcootMFW £4,000
50 ElusiveLucy £6,000
51 kirstypark £10,000
52 Open £8,000
53 PrincessLou £5,797
54 Beckyy £2,500
55 runninglea £17,068
56 norfolkdream £4,000
57 Shepherds Wife £10,900
58 Allium £1,800
59 Pocket9s £12,000
60 Niknak77 £2,000
61 ScaryGreen £7,838
62 beanielou £450
63 pathtofreedom £3,000
64 UnionGirl £1,500
65 rockabelle £10,000
66 grastgirl £4,800
67 jenni_fer £5,000
68 skaps £8,500
69 pavlovs_dog £3,000
70 ajmoney £2,800
71 velocity_girl £2,500
72 hannahnightmare £2,000
73 PaddyPaws £1,000
74 fluffysox £4,000
75 Calfuray £3,000
76 shangaijimmy £6,500
77 mortgage_girl £11,000
78 mrsninja £2,640
79 engineer amy £6,000
80 catslovelycats £9,000
81 Emma285 £1,000
82 girl afraid £1,000
83 Yorkielass £12,000
84 LurkinGerkin £5,000
85 TwentySomethingGirl £1,200
86 Upsy Staffordshire £3,500
87 StrawberryJam132 £4,000
88 Tony_R £3,500
89 diamondsonly £15,000
90 darcyboo £4,000
91 cookie9 £4,000
92 icontinuetodream £1,000
93 Chutney86 £1,600
94 lilahloo £2,000
95 rd07 £5,000
96 sorryitsme £1,200
97 Durban £1,500
98 Matterhorn £5,000
99 saver03 £1,100
100 mortgage destroyer £18,500
101 zebedy £5,000
102 twistedhazel £10,000
103 WouldLoveToOwnAFarm £1,200
104 kitjos £8,000
105 anna42hmr £7,000
106 chocoholic_chick £6,000
107 hildosaver £6,000
108 purplevamp £5,000
109 Deadbeat £28,413
110 Bluefire £9,560
111 Caeraugirl £2,900
112 easylife73 £1,000
113 sarahevie1 £22,000
114 Freysmum £6,000
115 Tahlullah £2,000
116 Luckyinlife £5,000
117 Stereochild £2,000
118 Hazz £6,000
119 selloptape £650
120 sweepster £7,000
123 Sundaysgirl £20,000
127 Marie27lol £3,800
128 Flower of scotland £6,000
132 kbl £4,000
134 Chops23 £5,000
137 Kerfuffle £10,000
148 NewMoneySaver13 £4,750
MFiT-T5#6, £50k to zero: £49,608/£49,907 (99.40%), 2020 MFW#8 £4,752/£5,000 (95.03%)
£50k-in-’20#27 £29,022/50,000 (58.44%)
«134567116

Replies

  • LomcevakLomcevak Forumite
    923 posts
    Eighth Anniversary 500 Posts Name Dropper
    ✭✭✭
    <this post currently intentionally blank> :)
    MFiT-T5#6, £50k to zero: £49,608/£49,907 (99.40%), 2020 MFW#8 £4,752/£5,000 (95.03%)
    £50k-in-’20#27 £29,022/50,000 (58.44%)
  • muddywhitechickenmuddywhitechicken Forumite
    3.9K posts
    ✭✭✭✭
    Thanks Lomcevak :T

    My target for 2015 is £15,000

    MWC
    No. 23 again please
    Mortgage at highest (April 2008): ~£195,000
    Outstanding balance: <£29,500 :j
    Current total overpayments: ~£128,750
  • apple_muncherapple_muncher Forumite
    10.4K posts
    10,000 Posts Sixth Anniversary Name Dropper I've been Money Tipped!
    ✭✭✭✭✭
    Thank you for running this. I'd like to join again with a target of £13,000. Any number will do.

    Many thanks

    apple
    NST May#1; NSD 5; Ex 7; remove items 102; bagfuls (53)

    Mortgage £3,000? ish (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295; 01/18 23,143; 01/19: 18.275) MFWDate: soonish
  • clippy_girlclippy_girl Forumite
    2.3K posts
    Tenth Anniversary 1,000 Posts Combo Breaker Debt-free and Proud!
    ✭✭✭✭
    Hello

    Newbie here. I would like to aim for £3500 but hopefully more if I can boost my income! :)
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
  • CaeraugirlCaeraugirl Forumite
    295 posts
    Seventh Anniversary Combo Breaker
    ✭✭
    Thanks for taking over the reigns Lomcevak, I'd like to join again and my target is £12000. May need adjusting if career change plans come off, but no harm in aiming high to start...

    I'm #111 and would like to keep it if possible, but not too precious about it if not.
  • Hi I am going to aim for £6000 again this year. Got a few things needing done to the house which will make this a difficult year (again) but I find being part of this thread really pushes me so thank you!

    I was number 128 last year and would like to keep it if possible.
    Thanks again.
  • LomcevakLomcevak Forumite
    923 posts
    Eighth Anniversary 500 Posts Name Dropper
    ✭✭✭
    Some impressive targets already :)

    I'm going for £6000 again, and will keep #12 for next year
    MFiT-T5#6, £50k to zero: £49,608/£49,907 (99.40%), 2020 MFW#8 £4,752/£5,000 (95.03%)
    £50k-in-’20#27 £29,022/50,000 (58.44%)
  • Thanks for starting the thread Lomcevak. I'm #86 and would like to set my target as £3,500 again please. Hopefully I can make it this time!

    Wishing everyone lots of luck.
    Thank you to everyone who posts on here :)
  • jodles16jodles16 Forumite
    1.5K posts
    Car Insurance Carver!
    ✭✭✭
    Hello and thanks for starting this thread! I am still relatively new and am aiming for £2640 in overpayments this year (very specific as its a set overpayment of £220). Really hoping it will be more but we will see!

    Jodles :D
    MFW2020 #115 250/3000 J-250
    1% challenge- /1525
    Save 1k in 2020- /3000

    Joining in UberFrugalMonthChallenge set up by the Frugalwoods!
  • clarewclarew Forumite
    497 posts
    Part of the Furniture 100 Posts
    ✭✭
    Hi I have always lurked but am going to raise my head above the pulpit and aim for £2500 op in 2015.

    (hopefully a regular op of £206 a month plus the difference to make it a rounded figure!) would love to add more in dribs and drabs but £206 alone is a big amount for us given our circumstances.

    Many thanks lomcevak for your work in starting this.

    Clarew
    Original mortgage 185k. 2003
    Current mortgage. 65k Jan 2020
    OP £321/month-Aiming to finish August 2025 instead of October 2028 (whilst keeping the 4 dependents fed,watered,clothed,sheltered and paying for school/activities paraphernalia):rotfl:
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