📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

2015 mfw

Options
12526283031116

Comments

  • zebedy
    zebedy Posts: 425 Forumite
    Hi,

    Can I join please?
    I've just remortgaged - completed today so would like to overpay £5000 by the end of 2015

    thanks
    MS Stalwart. Used site for >10 years :j

    Make Do, Mend and Minimise member - focussing on upcycling/repurposing and sewing
  • Yorkielass
    Yorkielass Posts: 2,235 Forumite
    Part of the Furniture Combo Breaker
    No 83 reporting £642.54 overpayment for February please.

    Just my regular dd monthly overpayment so far.
    Initial Mortgage January 2024 - £160,000
    Initial Mortgage free date - January 2058
    Mortgage as of 1st February 2024 - £159,134.98
    Overpayments to date - £79.62
    Current Mortgage free date - January 2058
  • Chutney86
    Chutney86 Posts: 307 Forumite
    Eighth Anniversary Combo Breaker
    #93 with an overpayment of £116 for February
    SPC #23 - 2015 = £319.60 / 2016 = £315.50 / 2017 = £490.75 / 2018 = £295.50 / 2019 = £267
    MFW #93 - 2017 = £1942.84/£1900 / 2018 = £8591.23/£9050
    MFiT-T4 #28 = reduced mortgage from £109,000 to £77,000
    MFiT-T5 #34
  • Please can I join?! My target is 1200 for the year.... I have already OP £100 in January and £100 for February so far! I hope to smash my target but have some CC to pay off too (0% don't worry)! Thank you!
  • Morning i paid £227.53 today to no 51 making a total of £902.70 for the month.
    mortgage 1 33,000. paid nov 2012 :D. mortgage 2 87,000 due 51,686.76 at july 2013, but then:new home and remortgage ... £101065.43:eek: now 74k
  • #27 here. £152 overpayment for February.
    • Mortgage over-payments to date: = £16,746
    • Original redemption date: August 2043
    • Current redemption date: July 2041
    • Debt: £15,930
    • Savings: £12,430
  • No 100 Here can you put me down for £660 overpayment for February please.












    My last overpayment resulted in my mortgage payment going down by just over £100 a month so I'm going to add another £100 a month to my usual monthly overpayment happy days:)
  • anna42hmr
    anna42hmr Posts: 2,887 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi, newbie here, can I join, I aim to pay off £7000 in 2015. Completed on my flat the end of January and decided to over pay from mortgage payment 1 which is due later this month. Any number is good with me.
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • Crumpets
    Crumpets Posts: 1,014 Forumite
    # 40 here, unfortunately I need to withdraw from this challenge as we need to use our op's to fund another project for a while.

    Good luck everyone :beer:

    Crumpets
    Mortgage March 2011 £143,927.6
    Mortgage Feb 2019 £78,323.18
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 8 February 2015 at 10:54AM
    Spreadsheet updated. Sorry for being a bit slow, having a fairly demanding time at work at the moment with a project that's going awry and working all the hours in the day :( which eats in to my MSE time

    Nice to see so many new starters this week, welcome saver03, zebedy, WouldLoveToOwnAFarm, anna42hmr, and Hazz. And thanks for the target Durban, i've included it on the spreadsheet.

    Good luck with your other project Crumpets, we're here for you when you want to come back to making OPs. :)

    haras_nosirrah - it's hard to follow your updates on the Google form, you have both £715 and £505 for February, are those two separate payments (i.e. £1220 total) or a correction? It's fine to make multiple OPs but easier if you can keep a running total or give a comment to say what's happening.

    I'm in with my normal dull OP of £600, mentally counting down to May when 'something more interesting' happens :)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.