Pay ALL your debt off by Xmas 2015!

Pablosammy

DD265 wrote: »

I still don't seem to have a number so I'm going to pick one if that's OK and go for 265

#265 - £249.89/£5483.57

So that's with one (smaller min payment) direct debit and then an over payment of £100 from items I've sold thus far. My second direct debit (over payment of £150 to the card with the smaller balance) should go out on Monday.

Looks like I might get one of the cards paid off by the end of January which would be brilliant!

You're on the list! #69. :j

Snigger.

Pablosammy

Right, everyone. I've had a quick sweep of the three pages of updates you've managed to amass! Everyone should have numbers (on page 1 of the thread) and your totals should be up to date. Please wander over to page 1 and check I've done it right :j

Some great updates, it seems to be going at £10k a day at the moment! Let's keep it going.

Now I'm off to sulk as my team lost 6-2 today... :mad:

Money_Muppet

Interest and Reward from TSB and Halifax £7.17.

#75 £156.36 / £18,624.98

pinkgiraffe2014

Please could I join too? My target is £4229

Can I just double check though... When you update your progress do you include minimum payments that you normally make?:o

Thanks x

Pablosammy

pinkgiraffe2014 wrote: »

Please could I join too? My target is £4229

Can I just double check though... When you update your progress do you include minimum payments that you normally make?:o

Thanks x

Yup, you can include your minimum payments too I'll get you a number assigned on my next 'sweep', welcome!

pinkgiraffe2014

Pablosammy wrote: »

Yup, you can include your minimum payments too I'll get you a number assigned on my next 'sweep', welcome!

Brilliant, thank you

blackberrycurved_2

Pink giraffe
Personally I don't do minimum payments because mostly that doesn't make any impact on the overall debt just covers the interest and a bit. And it's difficult to keep tabs on, as it reduces every month much easier to ignore it and then readjust your total every 4 months or so. You want to make this as simple for yourself as possible or if you're like me you end up getting bogged down in numbers.:j

My_Own_Little_House

Well I managed to sell the treadmill, slightly less than I really wanted but I'm just glad it's gone and I can put an extra £80 towards my debt :j I've just taken some more photos of other things to sell so I'll be putting them on fleabay tonight. We're having a proper clear out tomorrow and I'm going to be ruthless and see what else can go. I still have things in boxes from when I moved house nearly 4 years ago :eek: so if there's anything worth selling then I'll get them on. :T

I can't wait to update again with more payments but I'll have to wait until Monday when I can put the money in the bank.

Hope you all have a lovely night. Unfortunately I had some really bad news today so please just give your loved ones an extra cuddle and if you have a dream that you keep saying you'll do but never get around to it, then just do it. Now. Don't wait. Life really is too short so don't waste it working or doing stuff you don't enjoy xxx

wishing_my_life_away

Hi can you count me in please- I really want to clear the credit card debt by christmas. The current amount owed is £6970.63.

I have a loan and car loan also but will look to tackle those next year and just make minimum payments during 2015 to keep them ticking over.

I sooo want this to be the year that the credit card debt is finally gone!!

Dizzy_Imp

IvyandEleanor wrote: »

Hope you all have a lovely night. Unfortunately I had some really bad news today so please just give your loved ones an extra cuddle and if you have a dream that you keep saying you'll do but never get around to it, then just do it. Now. Don't wait. Life really is too short so don't waste it working or doing stuff you don't enjoy xxx

:-( Sending virtual hugs....something like this happened to me once....