Pay ALL your debt off by Xmas 2015!

Pepperoni

arc_cutter wrote: »

Thanks I think i'll just log the actual amount of debt I pay off. To all those looking at YNAB there selling it on steam for £7.50 for today. I know It helped me.

I would highly recommend YNAB to everyone and anyone.

:T

Toomuchdebt

Happy New Year

I have a dilemma-I am planning to pay off £4000 this year-and on Christmas Eve I found out I got the job I had an interview for and I start January 5th. I don't know whether to pay the extra money off debt or save up to move house. I posted about it here https://forums.moneysavingexpert.com/discussion/5143990 and any thoughts would be most welcome

kirstydriver

I have finally been paid for Dec (I am quite use to my payments being late)

So I have paid some more taking me to:

No3 £1880/£6000 31.33%

I think my payments will slow down now my overtime has been reduced

Happy New Year everyone xx

amr547

Happy new year all hopefully a year of debt free-ness and improved money management for all!

Pablosammy

Toomuchdebt wrote: »

Happy New Year

I have a dilemma-I am planning to pay off £4000 this year-and on Christmas Eve I found out I got the job I had an interview for and I start January 5th. I don't know whether to pay the extra money off debt or save up to move house. I posted about it here https://forums.moneysavingexpert.com/discussion/5143990 and any thoughts would be most welcome

Normally I'd just say 'pay off the debt', but it sounds like moving is a priority. In fact, I'd be saving anyway - with the current group of high-interest current accounts, it makes much more sense than paying a zero-interest debt.

So, in reality you don't have to make the decision now. Just save, and in 6 months you can decide whether to pay off some of the debt with your savings or move.

grassgirl

022 grassgirl £50 / £6,500.00

Will be doing PAD and 1% challenge in combination with this one

Should be debt free this year!

Pablosammy

Just a quick note on 'Thanks' politics!

I'm only 'thanking' those posts that I've properly addressed, so I leave posts with total updates in 'unthanked' until I've done my spreadsheet. I know us humans can be sensitive beings - please don't be insulted if I thank someone's post and not yours, it's just that I'm using the 'thanks' system as a record of which posts I've read and updated.

Yes, I know, I've gone mental... :rotfl:

timetrade

I would like to join this challenge! My parents loaned me £15,000 as part of a deposit last year, and the balance as of the end of 31st December 2014 was £10,100.00.

I'm not sure what number I'll be, but I've just made 2015's first payment after formalising my January budget:

#? £850/£10,100.00 (8.4%)

grassgirl

Brogden wrote: »

Happy New Year :beer: !!
I have just come across this thread - wot a grate eye dear !!!!

I know this is mega-ambitious but please could I join? I aim to pay all my debt.........................:eek:.........quietly now..............

£61,477.62 :eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek:

Are you going to do a diary or do you have one already? I'd subscribe to that

GunWharf

#174 here and a Happy New Year to you all. January is here so I can now post for 2015 as have done some internet Banking.
Have paid £1010 off the Credit Card.

My Signature has been updated....

£1,010 / £19,376



oooooooooo