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Pay ALL your debt off by Xmas 2015!

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Comments

  • £6500
    Aiming to pay this much off debt mountain in 2015.
    Feb 2014 to now
    Unsecured debt at highest £56,511/now £9,328 83% paid. :)
    Mortgage £85,342/now £28,846 66% paid
    2018 overpayment total - £5,500
    Mortgage and debt free by August 2020
  • Fmess
    Fmess Posts: 2,920 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Combo Breaker
    Pablosammy wrote: »
    Just a quick note on 'Thanks' politics!

    I'm only 'thanking' those posts that I've properly addressed, so I leave posts with total updates in 'unthanked' until I've done my spreadsheet. I know us humans can be sensitive beings - please don't be insulted if I thank someone's post and not yours, it's just that I'm using the 'thanks' system as a record of which posts I've read and updated.

    Yes, I know, I've gone mental... :rotfl:

    If you're mental, so am I. I use my Thanks to bookmark where I get to :)
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • Fmess
    Fmess Posts: 2,920 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Combo Breaker
    Also decided to reduce my petrol budget for the month by £10 as haven't used the car as much as I thought over Christmas (thank you snow ;) ). I've paid it off my debt :)

    So my total is now

    #017 £488.39/£4842
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • mossy
    mossy Posts: 1,263 Forumite
    Part of the Furniture Combo Breaker
    Fmess wrote: »
    If you're mental, so am I. I use my Thanks to bookmark where I get to :)

    I do that too! :D

    Great start for your 2015 debt busting Gun Wharf!! :T
    Saving for Disney again, oops why book one Disney holiday when you can book two!
    :starmod: Emergency Fund Savings - #148 - £10/£1000 1% :starmod:
    :xmastree:#083 SPC6 £63 - SPC7 £90 - SPC8 £63 - SPC9 £54 - SPC10 £26 - SPC12 £70 :xmastree:
  • keep*going
    keep*going Posts: 24 Forumite
    edited 1 January 2015 at 9:47PM
    Hooray, I am #089 thank you Pablosammy. Good luck everyone. I haven't made any payments today but I did go out on my bike for two lots of 25 mins yesterday and today so feeling chuffed xxx:j

    #089 DFBXmas2015 - £0/£2,422.30:naughty:
    #089 DFBXmas2015 - £0/£2,422.30 (0%) :santa2:
    OS Weight Loss 1 lbs/24 lbs over 12 weeks
    (Aiming to lose 67lb in 2015)
  • Hi
    Can I join this challenge please?
    I have £8000 to clear and i am determined this year it needs to be gone!
  • Pidge_jen
    Pidge_jen Posts: 139 Forumite
    Hubby has had his LBM :j
    He's spent all morning making spreadsheets showing our predicted income/outgoings and where we can cut back and save.....so proud! And a bit stunned :rotfl:
    So now he's firmly on the debt clearing journey as well - he has debts of about £14000, but won't join me on here as apparently it's my domain :rotfl: pleased that at long last we seem to be working towards the same goals.
    Happy new year!
    Baby due 21/06/2017 :)
  • Brogden
    Brogden Posts: 1,173 Forumite
    Part of the Furniture Combo Breaker
    grassgirl wrote: »
    Are you going to do a diary or do you have one already? I'd subscribe to that :)

    Hiya Grassgirl :)

    My diary is:-

    Brogden's Debt Disaster & Self Managed DMP!

    The link is here (if it works - it isn't looking too good at the moment :( )

    https://forums.moneysavingexpert.com/discussion/5071266

    Looking forward to seeing you........I'll have the lawnmower ready :rotfl:!!!!

    Brogden x



    https://forums.moneysavingexpert.com/discussion/5071266
  • Pablosammy
    Pablosammy Posts: 566 Forumite
    mossy wrote: »
    I do that too! :D

    Great start for your 2015 debt busting Gun Wharf!! :T
    Fmess wrote: »
    If you're mental, so am I. I use my Thanks to bookmark where I get to :)

    That's three of us then! :rotfl:

    Pidge_jen, that's great news. It's always easier when you're both pulling in the same direction :T
  • Pablosammy wrote: »
    That's three of us then! :rotfl:

    Pidge_jen, that's great news. It's always easier when you're both pulling in the same direction :T

    Four!
    Hehe
    £1k emergency fund (#33) £140/£1000 10.4%
    DFBXmas 2015 (#033) £3,328.76/£49,404 6.7% :)
    Sealed Pot Challenger #474 £16.27/£100 target
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