We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Pay ALL your debt off by Xmas 2015!

1…3839414344…301

Comments

  • Historybuff
    Historybuff Posts: 657 Forumite
    Seventh Anniversary Combo Breaker
    £6500
    Aiming to pay this much off debt mountain in 2015.
    Feb 2014 to now
    Unsecured debt at highest £56,511/now £9,328 83% paid. :)
    Mortgage £85,342/now £28,846 66% paid
    2018 overpayment total - £5,500
    Mortgage and debt free by August 2020
  • Fmess
    Fmess Posts: 2,920 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Combo Breaker
    Pablosammy wrote: »
    Just a quick note on 'Thanks' politics!

    I'm only 'thanking' those posts that I've properly addressed, so I leave posts with total updates in 'unthanked' until I've done my spreadsheet. I know us humans can be sensitive beings - please don't be insulted if I thank someone's post and not yours, it's just that I'm using the 'thanks' system as a record of which posts I've read and updated.

    Yes, I know, I've gone mental... :rotfl:

    If you're mental, so am I. I use my Thanks to bookmark where I get to :)
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • Fmess
    Fmess Posts: 2,920 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Combo Breaker
    Also decided to reduce my petrol budget for the month by £10 as haven't used the car as much as I thought over Christmas (thank you snow ;) ). I've paid it off my debt :)

    So my total is now

    #017 £488.39/£4842
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • mossy
    mossy Posts: 1,263 Forumite
    Part of the Furniture Combo Breaker
    Fmess wrote: »
    If you're mental, so am I. I use my Thanks to bookmark where I get to :)

    I do that too! :D

    Great start for your 2015 debt busting Gun Wharf!! :T
    Saving for Disney again, oops why book one Disney holiday when you can book two!
    :starmod: Emergency Fund Savings - #148 - £10/£1000 1% :starmod:
    :xmastree:#083 SPC6 £63 - SPC7 £90 - SPC8 £63 - SPC9 £54 - SPC10 £26 - SPC12 £70 :xmastree:
  • keep*going
    keep*going Posts: 24 Forumite
    edited 1 January 2015 at 8:47PM
    Hooray, I am #089 thank you Pablosammy. Good luck everyone. I haven't made any payments today but I did go out on my bike for two lots of 25 mins yesterday and today so feeling chuffed xxx:j

    #089 DFBXmas2015 - £0/£2,422.30:naughty:
    #089 DFBXmas2015 - £0/£2,422.30 (0%) :santa2:
    OS Weight Loss 1 lbs/24 lbs over 12 weeks
    (Aiming to lose 67lb in 2015)
  • Looking_Forward_3
    Looking_Forward_3 Posts: 2 Newbie
    Hi
    Can I join this challenge please?
    I have £8000 to clear and i am determined this year it needs to be gone!
  • Pidge_jen
    Pidge_jen Posts: 139 Forumite
    Hubby has had his LBM :j
    He's spent all morning making spreadsheets showing our predicted income/outgoings and where we can cut back and save.....so proud! And a bit stunned :rotfl:
    So now he's firmly on the debt clearing journey as well - he has debts of about £14000, but won't join me on here as apparently it's my domain :rotfl: pleased that at long last we seem to be working towards the same goals.
    Happy new year!
    Baby due 21/06/2017 :)
  • Brogden
    Brogden Posts: 1,173 Forumite
    Part of the Furniture Combo Breaker
    grassgirl wrote: »
    Are you going to do a diary or do you have one already? I'd subscribe to that :)

    Hiya Grassgirl :)

    My diary is:-

    Brogden's Debt Disaster & Self Managed DMP!

    The link is here (if it works - it isn't looking too good at the moment :( )

    https://forums.moneysavingexpert.com/discussion/5071266

    Looking forward to seeing you........I'll have the lawnmower ready :rotfl:!!!!

    Brogden x



    https://forums.moneysavingexpert.com/discussion/5071266
  • Pablosammy
    Pablosammy Posts: 566 Forumite
    mossy wrote: »
    I do that too! :D

    Great start for your 2015 debt busting Gun Wharf!! :T
    Fmess wrote: »
    If you're mental, so am I. I use my Thanks to bookmark where I get to :)

    That's three of us then! :rotfl:

    Pidge_jen, that's great news. It's always easier when you're both pulling in the same direction :T
  • Roundthebend_2
    Roundthebend_2 Posts: 170 Forumite
    Cashback Cashier
    Pablosammy wrote: »
    That's three of us then! :rotfl:

    Pidge_jen, that's great news. It's always easier when you're both pulling in the same direction :T

    Four!
    Hehe
    £1k emergency fund (#33) £140/£1000 10.4%
    DFBXmas 2015 (#033) £3,328.76/£49,404 6.7% :)
    Sealed Pot Challenger #474 £16.27/£100 target
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture