Pay ALL your debt off by Xmas 2015!

Pablosammy

Roundthebend wrote: »

They sent me a letter for my last overpayment (Which Im keeping as motivation!) hope I get another!

How cool is this? Love Halifax!

Now to work out my new total on here.

Utterly in love with this thread, it's bordering on obscene

:rotfl: Let's keep this thread 'Safe For Work'!

That letter's ace, I hope First Direct do something similar when I start overpaying them.

Money_Muppet

Had some money through from some Amazon sales. Seems a good time to start!

#75 £23.35 / £18,624.98

Happy New Year everyone! :beer:

Rachiedabbler70

Morning All


Got paid today so I have finally cleared one credit card that I have had for over 2 years - balance down to zero :j. Will cancel the card in the next few days when the payment has cleared.


Also found out that I have finally paid for my sofas - I wondered why the payment didn't go out in December and that is because November was my last payment so in effect as of today now cleared a loan and a credit card - great way to start the New Year.
#58 £710/£10400 (6.83%)

2 mortgages, 1 credit card and a loan to go:j


Thanks guys for the supportive forum and Happy New Year to you all:beer:

minichick31

A payment from me, last of the large payments I think but not too worry!

#098 - £840/£1840 45.6%

Happy New Year everyone _party_

Aloofdragon

Morning savers xx


#31 £150 paid off totalling £563.55


so far hope you all have a fab New years eve whatever you choose to do xx Karen.

Money_Muppet

Just sold my old iPod touch on eBay! So another £125.84 after fees.
Brings my total to


#75 £149.19 / £18,624.98

:j

TryingReallyHard

I would like to join please
I have 2 credit cards, both at maximum, an overdraft at same point and a family loan for a holiday to pay off. This gives a total of £4325

I have pretty much been in the same position for almost 10years. Determined to change it this year.
Thanks

Roundthebend_2

TryingReallyHard wrote: »

I would like to join please
I have 2 credit cards, both at maximum, an overdraft at same point and a family loan for a holiday to pay off. This gives a total of £4325

I have pretty much been in the same position for almost 10years. Determined to change it this year.
Thanks

We're here to help and support TRH, best of luck with your journey!

amr547

just realised its still 4 weeks til payday- its already been a week!

my challenge this yr is not only to cut down debt but also cut my outgoings in general. this means paying things up front and not opting for a pay monthy option... and also stop indulging so often!

Pablosammy

Good to see the payments rolling in, and new members too! I'll be updating the spreadsheet this evening, but in the meantime, welcome aboard