Pay ALL your debt off by Xmas 2015!

amr547

Payday on Monday for me, looking forward to having some cash in the bank, but Oh has booked my service and mot before next payday so there goes my idea of spreading the cost over two months! Ah well.

amr547

A new lidl has just opened, may give it a try when I have freed up some room in the freezer!

Fmess

Payday here today too


Paid off as much as I can afford and my total is now


#017 £3047.19/£4842 62.9% :j :j :j :j

amr547

Sooo my bank balance is showing my wage (paid in Monday) and bloody Nora, someone hold me back! I want to go shopping:rotfl::rotfl: must remember that I'm saving/paying off debt.....

mossy

PartyPoison wrote: »

It sounds a bit daft but since I made the standing order for the other halfs payments, I feel so much better to the point Iv slept better and feel physically better because of it!

That is such great news, I'm so pleased that you are feeling better. How exciting to be debt free by Christmas!!

Bogbrush, what did you decide to do about the job offer?

No extra payments for me yet, waiting for an invoice to be paid and then I'll be rounding it up to 25%.

DH is about to do a few big jobs that should bring in an extra £1k between them, and that's money we won't need for every day bills. I was hoping to put that towards the holiday however the car is due an mot next month and I don't think it will pass without spending at least £500 on it...we'll see. DH keeps hankering after getting a newer car but I just can't see how we can afford that. Hoping the car bill isn't too horrific as that will force our hand....hmmm...I hate it when we have extra money that I want to put towards debt/savings but it ends up being gobbled up by 'emergencies'. :wall: Time will tell I guess.

mossy

I forgot to mention that I switched our bills account from Barclays to Santander 123 account so I'm looking forward to getting paid to pay bills!! It may only be a little but it's better than nothing!! I've also moved the money I had in DH's ISA to pay his tax bill each year so we should be earning the equivalent of 3% interest this month in the new current account as opposed to 1.25% in his ISA.

Plus I got £35 cash back from quidco for switching. Feeling good about that...it all adds up and it all helps. I also switched a personal acc to M&S (I'm going to get a linked saving account at 6% with them in Sept) and got £125 gift card which will pay for some of DD's new school uniform as she goes to Secondary school in Sept. There might even be a little bit left for some holiday clothes!!

amr547 wrote: »

Sooo my bank balance is showing my wage (paid in Monday) and bloody Nora, someone hold me back! I want to go shopping:rotfl::rotfl: must remember that I'm saving/paying off debt.....

Oh and amr STEP AWAY FROM THE BANK ACCOUNT!! Just put your card away and no body needs to get hurt!! :rotfl:

nomi01

I don't think I will make any more payments this month so will declare my total for April
#047 is £3539.59/£11,096.88 PAID. 31.8%

abba1772

Sent £50 towards catalogue brings my total to £3567.13 / £4000

bogbrsh250

Textural payment of £10 on Tuesday so updating ready

#151 505/4080

I didn't take the job. With my current pay after tax and petrol would have worked out worse off

bogbrsh250

Quick question who has premium bonds and are they worth it as a way of saving for someone who's crap at saving like me