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Pay ALL your debt off by Xmas 2015!

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Comments

  • bogbrsh250
    bogbrsh250 Posts: 68 Forumite
    It's just gone midnight and technically Friday which means it's payday.

    #151 495/4080

    I had a loan a few years ago with my bank and didn't take out any insurance, were some added on without people knowing. May try and ring my bank just to see
    Debt free in 2016. /£2935
    #151 745/4180 here's to being debt free in 2015 :mad::xmassign:
    emergency fund #110 £220/£1000:(:eek:[/
  • nomi01
    nomi01 Posts: 463 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Yay its payday for me as got my bank shifts paid. I have transferred it straight to my credit card and paid it off. So now I just have one more to clear. I started this challenge in Jan with 3xcredit cards.
    I will sort my total at the end of the month when everything else is paid.
    🎄PAYDBXMAS21 #11  £11,300/£11300
    Target met.
    💥PAYDBXMAS22  #11 £5000/£5000 target met.
    PAYDBXMAS23 #26 £5000/£5000 paid

  • tracy6697
    tracy6697 Posts: 189 Forumite
    Payday! I've sent £300 to a credit card so my new total is:

    #10 £1815 / £3000 (60.5%)
    SPC #229= £103.76(2014)
    VSP #11 = £74.11(2014) £85.55 (2015)
    Crazy Clothes Challenge 2014 £33/£100, 2015 £44 / £100
    DFBXmas2015 #10 £3000 / £3,000 (100%) :j
    LBM - December 2013 :idea:
  • Dizzy_Imp
    Dizzy_Imp Posts: 2,782 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Just checking in with an ickle payment of £20 to the CC...

    #85 £7172.66/£25,000 = 28.69%

    That 30% is remaining annoyingly just out of reach :(
  • Pepperoni
    Pepperoni Posts: 461 Forumite
    Debt-free and Proud!
    Hi All,

    So today I have received my first 'normal' pay packet after maternity leave. I was hoping to make a larger payment to debt this month but after reconciling my account against YNAB, I've £450 I've not accounted for thats now gone missing so to speak! I think its time I got myself back on here and back into the money saving mode properly!

    Well done everyone so far! Great achievements. Bet it feels good!
    • [STRIKE]Credit Card: £2,989 / £2,989[/STRIKE]
    • Bank Loan: £12,000 / £14,000
  • elleJay42
    elleJay42 Posts: 165 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    My last small payment this month, April has been terrible and I haven't even broken the £200 mark this month... May is looking much better though so here's to a new month next week, April can get in the bin! :)


    #050 £1351 / £4544 (29.7%)
    Total debt at LBM = £4861.03

    DFBXmas2018 #91 - £3342 / £3500 (95.4%)

    HTB ISA - £0 withdrawn for house purchase! :D
    Wedding Fund £2550 / £5000
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    So thanks to Abba amazing idea. I have £369 extra credit in my account for Gas and Elec. Will phone today and ask for £250 refund. Hoping tht this will be approved and also means I can put towards loan :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Pepperoni
    Pepperoni Posts: 461 Forumite
    Debt-free and Proud!
    Fiddled with YNAB and spared up £250 which I've put to the loan.
    • [STRIKE]Credit Card: £2,989 / £2,989[/STRIKE]
    • Bank Loan: £12,000 / £14,000
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Some payments for me. DH got a bit of overtime plus the monthly payment has come out for the loan so that's an extra £457.25 paid off this month bringing total so far to

    #87 £2,421.91/£4,827.56 or 50.17%

    Over halfway :j:j:j
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    monz wrote: »
    So thanks to Abba amazing idea. I have £369 extra credit in my account for Gas and Elec. Will phone today and ask for £250 refund. Hoping tht this will be approved and also means I can put towards loan :) x

    It's your money Hunni xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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