Bank Charges Test Case Article discussion

Xpress_2

Hi people just had my financial difficulty claim for bank charges refused for 2100 pounds worth of charges which i thought was harsh as july last year i turned down 1600 they offered in favour for asking for more. only wanted their original offer honoured as moving house in 3 weeks and no deposit money yet, i am now in arrears with them and rent, and they have put my move in doubt, could be homeless any advice? they say case is lifted 26 of this month are we all expecting a decision this soon ??


Mark

karen1998

I am owed 2200 pounds by my bank through unlawful charges i have asked for the money because of financial hardship if they pay out what amount do you think i will get.

millie_cat

COMMERCIAL COURT LIST
COURT 76
Before MR JUSTICE ANDREW SMITH
Wednesday 21 January 2009
At 10:00
FOR JUDGMENT
2007-1186 Office of Fair Trading v Abbey National PLC
posted by SHAZZAW on LB site
Thought you would like to know

lousue0906_2

millie_cat wrote: »

COMMERCIAL COURT LIST
COURT 76
Before MR JUSTICE ANDREW SMITH
Wednesday 21 January 2009
At 10:00
FOR JUDGMENT
2007-1186 Office of Fair Trading v Abbey National PLC
posted by SHAZZAW on LB site
Thought you would like to know

A quick question (maybe stupid I know!)
but, in court terminology, what exactly does for judgment mean? My understanding was the phrase meant 'final decision'
Is this correct and if so, does this mean we will know if we can claim again?

suewiththeblues

i dont know what it means :beer: i sincerely think thishas gone on long enough i am gasping to get my hands on my money! :j however i feel more like :rolleyes: :rolleyes: that! is this part going to last for months too or should it be dealt with in a few days?

moonflower_2

Has anyone heard anything about the banking test case today.Lets hope that we hear about the waiver today if nothing else!

stevewharf

alliance and liecester have told me i have to pay £5 for every months bank statement that i require is this the case or are they just blagging me to put me off

Orford

alliance and liecester have told me i have to pay £5 for every months bank statement that i require is this the case or are they just blagging me to put me off

Only if you ask for copy statements. If you make aDPA SAR request the maximum they can charge is £10. Template letter here:
http://www.moneysavingexpert.com/reclaim/bank-charges#step2

mollymalone

Can anyone tell me what todays judgement means? I have been reading a thread on LB but am a tad confused
What does it mean in plain english?
Many thanks.
Mollymalone

Former_MSE_Wendy

Hi all

Yesterday's judgement was to decide if some of the banks terms and conditions could be classed as a penalty. Most were decided back in October that they were not penalties and it seems that Justice Smith has now decided that the remaining terms are also not penalties, barring those of Natwest in 2001.

The decision is not too important at this stage to be honest. More important is the imminent decision from the Court of Appeal. Details on this will be in the News Article and weekly email as soon as we know more.

Also today's news is that the FSA Waiver had been extended for a further six months.