Bank Charges Test Case Article discussion

Laini

Hello

I am just starting to claim bank charges for my husbands account. so I am a newbie on this thread
Just wanted to know how people have got on with claiming from Yorkshire Bank an feeback is welcome
Laini x:j

Laini

Samantha-Su wrote: »

hello, i used the 1st template letter, sent it off, it has just come back via royal mail as refused! so basically, my bank have received my letter, it has been opened and they have sent it back with a royal mail sticker on it and the reason it's been sent back has ticked 'refused'. how can they be allowed to do this ? and what now?

did you do recorded delivery ?
which bank and address did you send it to?

Minner

Hi, I've recently been charged £150 to vacate my mortgage and thought that it was a touch excessive to just click a few buttons. Anyone know if I have a legit case to get any of that back? I've complained to them and they have said that as it was in the small print when I took the mortgage out I have no case to request a refund. Thanks.

phillyb

Hello!

So as of today, 22/07/08 what is the situation with the case?

any news or updates? Does anybody have any idea how long the process will take?

mollymalone

phillyb wrote: »

Hello!

So as of today, 22/07/08 what is the situation with the case?

any news or updates? Does anybody have any idea how long the process will take?

Hi not sure what is happening with the test case however I have read today that the waiver granted to the banks that expires on 26/07/08 will be replaced by anther 6 month one until Jan 2009 by the FSA. Hopefully there will be some sort of update in this weeks e-mail. I believe the judge had also asked the OFT to make a report at the end of July???
Whatever the news looks like no quick solution.

bazza999

Does this include the Nationwide building society?

giventofly_2

My bank account has been frozen and passed over to a collection agency. This was done when they suddenly called in my overdraft and due to sickness I couldnt make the required repayments. Can I still claim the charges from my bank?
Thanks for any advice

JULE5

Hi Newbie here.

In May I sent off my letter asking to reclaim my charge over the last 6 years and received a reply stating that due to the court case I would have to wait, which I knew would happen.

Since then I have managed to sort my debts out slightly which has put me into a better possition. But 2 weeks ago I was made redundant as I work as an engineer in the private housing development sector. Since then I have been unable to to find a job due to being a graduate and only having just under a years experience.

Would I be entitled to ask for my charges back as I have no job? To cap it all off my partner and I are expecting a baby in November and the future looks very grim, and anything would be helpfull.

Thanks Jules

Great Site by the way, I never go anywhere else.

webwiz

Two years ago I sued Nationwide in the Small Claims Court and won (well they did not defend it so I asked for and got judgement). They paid up but closed my account. At the time I thought that was fair enough but recently I read that they were not allowed to intimidate others from claiming so I wrote and asked for compensation and got offered £250 just like that! So I advise anyone who has won their case and had their account closed to do the same.

Greg1974

The FSA have extended the waiver/hold until January 2009.
Full details are in the FSA press release from the link below.

FSA grants new waiver to firms on complaints handling.