Pay a debt or reach a goal in 2015 challenge? Yes please!

icontinuetodream

I'd like to join too!!

My main goal is to minimise my expenditure - the less I spend, the more I can save! :j

I am aiming to save £500 between December 21st 2014 and June 22nd 2015....not easy as I am on a six month sabbatical from work and we are therefore living on one income!! :shocked: But, with careful planning and taking lots of advice from these boards, I am confident that I can do it!!

I aim to reach my target by making savings from my current budget - I may also do a few sales here and there, but any additional cash I make will be allocated to a separate fund...this is reduction funding only!! :rotfl:

Philae_2

In a bid to get ready for the new year and hit my targets, I've gone a bit spreadsheet crazy lol

If I managed to make £10 a month from each of the survey, mystery shopping and PTC sites I'm signed up with, I'd probably be a millionaire by next year lol

monz

Spreadsheets are the way forward

monz

Sitting going through my spreadsheet, if I keep my head down I am sure I can clear maybe bit more but do not want to get my hopes up lol xx

Cream_Tea

I would love to join 2015 challenge. Newbie here. I have ....
CC1 29.49% £940 - applied for 0% CC waiting
CC2 0% £479,
Overdraft 1 £300,
Overdraft 2 £900.
Total £2620
I normally pay off about £300 a month so DFW date seems realistic at 01/08/15 (if not sooner)
Good luck everyone

Wanno

Hi,
I'd like to join in. 2015 is the year I will make headway into my debt, despite having a greatly reduced income.
I'd like to pay off my credit card. The balance is £5460.
I will pay this off, hook or by crook in 2015. (Then I can start on the next one...)

darwins_mum

Hi, I would like to join please. Accurate figures will be tallied this weekend (if not sooner). 2015 is going to be the year that I tidy up a few debts.
Good luck to everyone, I am preparing for a bumpy ride.

cyberthrifty

Hi, I would like to join please. I have about £20k debt and very little disposable income, but I am starting a new job around March/April so fingers crossed things will improve. I have 4 children and a new baby due in February so that will reduce income even more.

My aim for 2015 is to pay off a minimum of £5k. I can't wait til there are a few more 2015 challenges to get me started on my debt free journey but for now I will be reading through old ones, creating a giant spreadsheet, updating my forum signature and checking credit files etc so plenty to keep me busy!

Good luck all.

Cream_Tea

In order to make 2015 debt free plan as feasible as possible I applied for a second 0% credit card with balance transfers so I can close the expensive one. I found out now I was successful. I am now ready for our 2015 challenge!
CT

monz

Looking forward to starting this challenge soon x