Pay a debt or reach a goal in 2015 challenge? Yes please!

HighlandLass

I got my old GC spreadsheet out ready to start in Jan.

Will need to stake a note of everything in the cupboard/freezer.

Sad i know but i am excited to start my mega moneysaving/debt busting year.

Also going to see if OH will stop smoking. He was going to when we found i was pregnant...DD is now 19months old.:eek:

DebtFree2012

I am super excited too I made a start tonight by listing most of the things we need, not want, for the weekly shop.

Next payment to this challenge will be around 19th so I need to do something else in the mean time!

monz

When I start this properly will be from 22nd Jan (my 30th think I will get money I can throw at it.. and maybe treat myself a little bit) and then 29th January my pay date.

I pay the loan £98.54 and going to make an overpayment of £101.46 (I am that girl who has made a spreadsheet to make sure I do this right lol) making it £200 for January then whatever I get for my birthday if I do that is x

DebtFree2012

Lol I have a spreadsheet too - forecasting right to my DFD!

grassgirl

Joinage pleasies hoping to pay off the £6500 odd in my sig and be driving and own a car.
...£500 plus a year, eeeek.. better keep knuckling down to it! X

monz

Haha me too Debtfree2012. If I stick to it, will be October 2016. If I apply myself extra could be May 2016 so heres hoping x

grassgirl

HighlandLass wrote: »

so my options are:

1. take the job and man up
2. take the job and see how it goes and if i want to give it up try not to beat myself up about it
3. dont take the job

I dont know what to do?!?!

Option 2 is the best I think, do your best for a month but if it knackers you out then you know what to do and can feel better for trying

iloveshopping93

Hi all, I would love to join this challenge. I hope to have paid off my remaining overdraft by the end of the year. Therefore my aim for 2015 is to save £2k.

HighlandLass

So regarding the 2nd job i have spoken the the woman and for the moment i will be working holiday and sickness cover and if i feel i can do more then that option will be there. Looks like i will do enoought hours to get about £120 extra over xmas and new year. Which will help give a bit of a cushion to get to Jan payday.

planning to put half or 3 quarters on a CC

alex102

I'd like to join. Not sure of the exact numbers right now, but it's ~20k. Should be paid for around October. I'll post more accurate numbers soon.