I really really want to be........mortgage free!

Hollysan

Hello OCC,

Greetings from South Norfolk. Just wanted to say, regarding your son, a friend of mine's son had a similar problem - he was prescribed special glasses which sorted out the issues he was having with different colours/backgrounds etc and his reading improved no end.

I have been AWOL for ages but just been catching up a bit - you have been doing well and deserved a day out. We don't do it much either and it is true that you appreciate things so much more.

We missed daughters footie match yesterday - she has a cold already one week into the new term and couldn't play!

Have a good Sunday.

Hollysan

ourcornercottage

Hi holliesan nice to see you back!

Thanks for the suggestion regarding the reading, it's just strange to be honest and the more I think about it I'm sure there will be a simple answer.

In MSE news we have finished our second month of groceries lasting on £200 per month. We came in at about £196 but did but a £20 axe in this too. I think I've probably spent a couple of quid on milk during the month from personal spends but we've done it easily really. The left over few £ was put into the camper, extension and holiday fund.

Other than groceries shopping we had a NSD. We made a lovely dinner and I've wrote a blog post of the recipe

Need to file my documents and add a couple of accounts to on trees but I can't be bothered!

Luckyinlife

ourcornercottage wrote: »

Currently I'm paying £50 per month into s and s ISA, £25 into cash ISA, £100 regular saver, £50 tracking trust + pension payments.

Currently I'm paying off 0% CC £300 per month which I will redirect to ISA and ops soon.

I have a plan, sort of!

I like this plan i myself do a bit of s+s isa nothing big got a few hounded in there but this is for many years to come 20-30 years
can only give it out best shot cant we

shangaijimmy

Good food shopping numbers. We budget £90, but generally spend £50-£60 and this includes all lunches too. I keep the amount set at £90 that way I know we've got a 'buffer' for a meal out, takeaway, or any extra's that are needed for the week (beavers subs, school trip, new shoes, new bedding etc...). So with relevance to earlier posts those treats seem less extravagant in the grand scheme of things, when your in control of everything else money wise.

ourcornercottage

Totally right LIL were not in a position to put loads in but slow and steady might not win the race but we will be okay in 10 or 15 years.

Totally with you SJ, I still have a reasonable personal spends budget that I use for unbudgeted expenses. Most of my personal spends go on the OPs and the CC extra payments. I'm not really needing to penny pinch and actually find that I no longer waste personal spends but end up saving them anyway !

ourcornercottage

OP of £85 made today from personal spends and the few pounds from quidco so OP now stands at £432.76 so far this month. My standard payment and OP comes out in 24th of which about £185 is an OP.

I can't remember what my target was for this month, must check...... I'm back! a quick check of post 606 reminds me it's £700 so about another £90 to find prior to end of month.

This month will have been top banana money wise

In sad news Santander have ruined my account set up by increasing their monthly account charge so I'm off and will use Santander account to switch to my newly opened co-op if I can still get switching bonus! So long Santander, it was his whilst it lasted!

Put a recipe post on my blog yesterday and got LOADS of views. My readers do love a recipe! I have about 4 product reviews to do this week of some fab things and will do my next 'investments' update

In family news miniOCC started running club which he loved. From what he described they must have done relays. On the downside he came home with one shoe, oh I hope the other isn't lost

Seanymph

I have just done the switching to First Direct and got £100 for it. That has paled into insignificance actually against the AWESOME service, telephone answering, and backup.

And then you can have a linked 6% interest regular savings account.

Luckyinlife

Great over payment OCC :]

Shame about the bank hassle :[ always somthing isnt it grrrr

ourcornercottage

Massively busy day at work, 22 orders processed in the last 2 days and about another 10 to finish tomorrow. Phew!

Payout from TCB of just under £5 on its way to the mortgage.

Still need to dig out paperwork on Santander, new coop account and new post office account and sort them out tomorrow at lunchtime.

Nothing much else to report today apart from the usual account tidy.

AlexLK

Busy day is usually a good day in business.